Loan Census Banking News and Information
April 21, 2021  
 
 
  Business Loan Information  
 

Costa Mesa, California Small Business Loans

 
Loan Census SBA Loan Info

Small business loans in Costa Mesa, California are available. You just need to talk to the right bank.

If you are planning on applying for a small business loan and your business is based in Costa Mesa, California, we've assembled a list of local small business banks that you should contact.

Local Costa Mesa Business Lenders

Without further adieu, here's our list of small business banks in Costa Mesa.

Small Business Bank Recent SBA Loans
Bank Of America  
California Bank & Trust - Branch Offices- Costa Mesa  
Commercial Bank Of California 3
Pacific Mercantile Bank 16
Pacific Premier Bank 36

Business Loan Providers for Costa Mesa Businesses

This is a list of banks outside of Costa Mesa, California that have provided SBA loans to Costa Mesa businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st Centennial Bank
Redlands, CA
1
Alliance Bank
Culver City, CA
4
Banco Popular North America
New York City, NY
4
Bank Of America
Charlotte, NC
69
Bank Of The West
San Francisco, CA
1
Bank Of The West
Truckee, CA
1
Bbva Bancomer Usa
Diamond Bar, CA
1
Bbva Bancomer Usa
Moreno Valley, CA
1
Beach Business Bank
Manhattan Beach, CA
2
Business Loan Center, LLC
Panama City Beach, FL
2
California Bank & Trust
Sacramento, CA
21
California Bank & Trust
San Diego, CA
1
Capital One
Mclean, VA
12
Capital One Bank (usa)
Glen Allen, VA
1
Center Bank
Los Angeles, CA
6
Cit Small Business Lending Corp
Livingston, NJ
4
Citibank
Las Vegas, NV
3
Citibank
San Francisco, CA
11
Citizens Business Bank
Ontario, CA
1
Comerica Bank
Dallas, TX
6
Commercewest Bank
Newport Beach, CA
7
Commonwealth Business Bank
Los Angeles, CA
1
Community Bank
Pasadena, CA
7
First Bank
Chula Vista, CA
1
First Bank
Creve Coeur, MO
2
First Business Bank
Ramona, CA
1
Fullerton Community Bank, FSB
Fullerton, CA
9
Gateway Business Bank
Cerritos, CA
3
Ge Cap. Small Business Finan Corp
St. Louis, MO
4
Hanmi Bank
Los Angeles, CA
5
Innovative Bank
Oakland, CA
6
Internatl City Bank
Long Beach, CA
2
Lehman Brothers Bank, FSB
Wilmington, DE
1
Metropacific Bank
Irvine, CA
1
Mirae Bank
Los Angeles, CA
1
Nara Bank
Los Angeles, CA
7
National Bank Of California
Los Angeles, CA
1
Orange County Business Bank
Newport Beach, CA
5
Pacific Cap. Bank
Santa Barbara, CA
1
Pacific Western Bank
Escondido, CA
3
Pacific Western Bank
Huntington Beach, CA
8
Pacific Western Bank
Santee, CA
1
Premier Comm. Bank
Anaheim, CA
2
Saehan Bank
Los Angeles, CA
1
South Cnty Bank
Rancho Santa Margarit, CA
3
Telesis Community Cu
Chatsworth, CA
3
Temecula Valley Bank
Temecula, CA
6
U.S. Bank National Association
Cincinnati, OH
14
Union Bank Of California
San Bernardino, CA
1
Union Bank Of California
San Francisco, CA
17
United Commercial Bank
Rosemead, CA
1
United Commercial Bank
San Francisco, CA
2
Uniti Bank
Buena Park, CA
2
Ups Capital Business Credit
Windsor, CT
1
Vineyard Bank
Corona, CA
4
Wachovia SBA Lending, Inc.
Roseville, CA
6
Washington Mutual Bank
Henderson, NV
10
Wells Fargo Bank
Carlsbad, CA
3
Wells Fargo Bank
Orange, CA
1
Wells Fargo Bank
San Jose, CA
35
Wells Fargo Bank
Sioux Falls, SD
6
Wells Fargo Bank
West Covina, CA
1
Wilshire State Bank
Los Angeles, CA
5
Zions First National Bank
West Valley City, UT
2

Costa Mesa Bank Loan Tips

As a prerequisite to reaching out to banks for a loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show how you plan to pay the loan back to the bank.

A well-defined business plan is is critically important. If the bank loan is to for a company that is already doing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to pledge your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Take the time to learn as much as you can about Raising Money. For starters, we recommend you read Getting a Small Business Loan.

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