Loan Census Banking News and Information
April 15, 2021  
 
 
  Business Loan Information  
 

Concord, California Business Loan

 
Loan Census SBA Loan Info

Getting a business loan in Concord, California seems challenging at first, but we're here to help you get started.

This article is written specifically for small business owners in Concord, California who are interested in getting a small business loan.

Local Concord Business Lenders

Without further adieu, here's our list of small business banks in Concord.

Small Business Bank Recent SBA Loans
Bank of Agriculture & Commerce  
Bank of America  
California Savings Bank - Concord Office  
First Bank 3

Business Loan Providers for Concord Businesses

This is a list of banks outside of Concord, California that have provided SBA loans to Concord businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Banco Popular North America
New York City, NY
1
Bank Of Alameda
Alameda, CA
1
Bank Of America
Charlotte, NC
44
Bank Of The West
Truckee, CA
3
Borrego Springs Bank
Borrego Springs, CA
1
California Bank & Trust
Sacramento, CA
11
California Bank & Trust
San Diego, CA
3
Capital One
Mclean, VA
14
Capital One Bank (usa)
Glen Allen, VA
1
Cit Small Business Lending Corp
Livingston, NJ
5
Citibank
Las Vegas, NV
3
Citibank
San Francisco, CA
5
City National Bank
Oakland, CA
1
Comerica Bank
Dallas, TX
19
Comerica Bank
Santa Cruz, CA
1
Community Banks - Northern Cal
Tracy, CA
1
Community W. Bank
Goleta, CA
5
East West Bank
Pasadena, CA
2
First Bank
Creve Coeur, MO
1
First National Bank - Northern Calif
San Francisco, CA
1
First Republic Bank
Walnut Creek, CA
10
Gold Country Bank
Marysville, CA
1
Greater Bay Bank
Palo Alto, CA
1
Hanmi Bank
Los Angeles, CA
2
Heritage Bank Of Commerce
San Jose, CA
3
Inland Commun Bank
Rialto, CA
1
Innovative Bank
Oakland, CA
17
Merrill Lynch Bank & Trust. FSB
New York City, NY
3
Mt. Diablo National Bank A Divisio
Danville, CA
1
Nara Bank
Los Angeles, CA
7
Pacific Western Bank
Escondido, CA
1
San Jose National Bank A Division
San Jose, CA
1
Shinhan Bank America
New York City, NY
1
Sterling Savings Bank
Santa Rosa, CA
2
Superior Financial Group, LLC
Walnut Creek, CA
2
Temecula Valley Bank
Temecula, CA
6
U.S. Bank National Association
Cincinnati, OH
26
Umpqua Bank
Roseburg, OR
1
Union Bank Of California
San Francisco, CA
1
Ups Capital Business Credit
Windsor, CT
1
Valley Community Bank
Pleasanton, CA
2
Vision One Cu
Sacramento, CA
1
Wachovia SBA Lending, Inc.
Roseville, CA
5
Washington Mutual Bank
Henderson, NV
9
Wells Fargo Bank
San Jose, CA
24
Wells Fargo Bank
Sioux Falls, SD
4
Wilshire State Bank
Los Angeles, CA
1

Concord Business Loan Advice

As a prerequisite to reaching out to banks for a loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show how you intend to to pay the loan back to the bank.

Being able to present a well-written business plan is is critically important. If the loan is to for a company that is already doing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, the bank may ask you to to secure the business with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Make the effort and learn as much as you can about Raising Money. To get started, we recommend you read 504 Loans.

More Business Loan Info for California
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Get a Business Loan in Corning

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