Loan Census Banking News and Information
April 23, 2021  
 
 
  Business Loan Information  
 

Clovis, California Business Loan

 
Loan Census SBA Loan Info

I need a loan for my business in Clovis, California! If that's what's on your mind, you've come to the right place.

We wrote this article for small business owners in Clovis, California who are interested in getting debt financing.

Local Clovis Lenders

To assist you in finding a small business banker, here's our list of small business banks in Clovis.

Small Business Bank Recent SBA Loans
Bank Of America  
Bank of the Sierra  
Central Valley Community Bank 154

Banks that Lend to Clovis Businesses

This is a list of banks outside of Clovis, California that have provided SBA loans to Clovis businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Banco Popular North America
New York City, NY
1
Bank Of America
Charlotte, NC
25
Bank Of The Sierra
Porterville, CA
19
Borrego Springs Bank
Borrego Springs, CA
1
California Bank & Trust
Sacramento, CA
13
Capital One
Mclean, VA
6
Cit Small Business Lending Corp
Livingston, NJ
2
Citibank
Las Vegas, NV
3
Citibank
San Francisco, CA
7
Coast Comm. Bank A Division -
Santa Cruz, CA
1
Comerica Bank
Dallas, TX
5
Community Business Bank
West Sacramento, CA
2
County Bank
Merced, CA
19
Excel National Bank
Beverly Hills, CA
4
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Heritage Bank Of Commerce
San Jose, CA
5
Innovative Bank
Oakland, CA
2
Mission Community Bank
San Luis Obispo, CA
1
Nara Bank
Los Angeles, CA
1
Pacific City Bank
Los Angeles, CA
1
Pacific Western Bank
Escondido, CA
2
Premier Valley Bank
Fresno, CA
7
Professional Business Bank
Pasadena, CA
1
Security Pacific Bank
Los Angeles, CA
1
Small Business Loan Source LLC
Houston, TX
1
Sterling Savings Bank
Santa Rosa, CA
1
Temecula Valley Bank
Temecula, CA
6
U.S. Bank National Association
Cincinnati, OH
2
Union Bank Of California
San Francisco, CA
5
United Western Bank
Denver, CO
1
Valley Business Bank
Visalia, CA
2
Wachovia SBA Lending, Inc.
Roseville, CA
3
Washington Mutual Bank
Henderson, NV
2
Wells Fargo Bank
San Jose, CA
15
Wells Fargo Bank
Sioux Falls, SD
10

Clovis Business Loan Advice

Prior to meeting with lenders to get a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show how you plan to pay the loan back to the lender.

Being able to present a well-written business plan is essential. If the bank loan is to for an existing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list are SBA lenders. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are new to our Gaebler.com site, you should know that we are passionate about assisting entrepreneurs, and we have a lot of useful articles about to Raising Money. For example, one article that might be of interest to you is 504 Loans.

More Business Lender Lists for California Cities
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