Loan Census Banking News and Information
April 20, 2021  
 
 
  Business Loan Information  
 

Small Business Lenders in Chula Vista, California

 
Loan Census SBA Loan Info

Small business loans in Chula Vista, California are available. You just need to talk to the right bank.

If you are looking for a small business loan and your business is based in Chula Vista, California, we've assembled a list of local small business banks that you should contact.

Local Chula Vista Banks

To assist you in finding a small business banker, here's our list of small business banks in Chula Vista.

Small Business Bank Recent SBA Loans
A Mobile Notary Service  
Air Tiger Express  
Bank Of America  
California Bank & Trust - Branch Offices- Carlsbad Village Office- Chula V  
Challenger Import & Export Inc  
First Bank 117
North Island Finan Cu Dba No. 2
Seacoast Commerce Bank 36

SBA Lenders for Chula Vista Businesses

This is a list of banks outside of Chula Vista, California that have provided SBA loans to Chula Vista businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Alliance Bank
Culver City, CA
1
American Security Bank
Santa Ana, CA
1
Banco Popular North America
New York City, NY
12
Bank Of America
Charlotte, NC
54
Bank Of The West
La Mesa, CA
1
Bank Of The West
Salt Lake City, UT
1
Borrego Springs Bank
Borrego Springs, CA
3
Bridge Bank
San Jose, CA
2
Business Lenders, LLC
Hartford, CT
1
Business Loan Center, LLC
New York, NY
3
Business Loan Center, LLC
Panama City Beach, FL
17
California Bank & Trust
Sacramento, CA
8
California Bank & Trust
San Diego, CA
1
Capital One
Mclean, VA
14
Capital One Bank (usa)
Glen Allen, VA
1
Cathay Bank
Alhambra, CA
1
Center Bank
Los Angeles, CA
4
Cit Small Business Lending Corp
Livingston, NJ
5
Citibank
Las Vegas, NV
10
Citibank
San Francisco, CA
5
Citizens Business Bank
Burbank, CA
1
Comerica Bank
Dallas, TX
11
Comerica Bank
Menlo Park, CA
1
Community So. Bank D.b.a Commun
Parsons, TN
1
Community W. Bank
Goleta, CA
1
Discovery Bank
San Marcos, CA
5
First Bank
Creve Coeur, MO
1
First Business Bank
Ramona, CA
2
First National Bank - Southern Calif
San Marcos, CA
1
Innovative Bank
Oakland, CA
27
La Jolla Bank, FSB
La Jolla, CA
2
Lehman Brothers Bank, FSB
Wilmington, DE
15
Mirae Bank
Los Angeles, CA
1
Nara Bank
Los Angeles, CA
1
Neighborhood National Bank
San Diego, CA
15
Newtek Small Business Finance Inc.
New York, NY
2
Pacific Cap. Bank
Santa Barbara, CA
3
Pacific Western Bank
Coronado, CA
1
Pacific Western Bank
Escondido, CA
1
Pacific Western Bank
La Mesa, CA
1
Pacific Western Bank
Rancho Santa Fe, CA
10
Pacific Western Bank
San Diego, CA
8
Pacific Western Bank
Santee, CA
1
Premier Comm. Bank
Anaheim, CA
1
Saehan Bank
Los Angeles, CA
1
San Diego National Bank
San Diego, CA
1
U.S. Bank National Association
Cincinnati, OH
21
U.S. Bank National Association
La Jolla, CA
1
Union Bank Of California
San Francisco, CA
16
Uniti Bank
Buena Park, CA
1
Vineyard Bank
Corona, CA
5
Wachovia SBA Lending, Inc.
Roseville, CA
2
Washington Mutual Bank
Henderson, NV
21
Wells Fargo Bank
Auburn, CA
1
Wells Fargo Bank
Carlsbad, CA
7
Wells Fargo Bank
San Jose, CA
33
Wells Fargo Bank
Sioux Falls, SD
4

Business Loan Advice for Chula Vista Businesses

As a prerequisite to meeting with lenders for a loan, you will need to develop the specifics of your loan request.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the money back to the lender.

A well-defined business plan is essential. If the money is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Our Gaebler.com site is all about providing advice to entrepreneurs, and we have a lot of resources related to to Raising Money. For example, we would suggest you read Angel Investors.

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