Loan Census Banking News and Information
March 29, 2024  
 
 
  Business Loan Information  
 

Chesterfield, Missouri Business Loan

 
Loan Census SBA Loan Info

Looking for a Chesterfield, Missouri small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

This article is written specifically for small business proprietors in Chesterfield, Missouri who are interested in getting a small business loan.

Local Chesterfield Banks

To assist you in finding a small business banker, here's our list of small business banks in Chesterfield.

Small Business Bank Recent SBA Loans
Bank Midwest 17
Bank Of America  
Bremen Bank and Trust Company  
First Bank - West County- Chesterfield  
First National Bank of St Louis - Chesterfield  
First National Bank of St Louis - O'Fallon  
First National Bank of St Louis - Wildwood  
Heartland Mortgage  
Montgomery First National Bank  
National City - Chesterfield  
National City - Town and Country  

Lenders for Chesterfield Businesses

This is a list of banks outside of Chesterfield, Missouri that have provided SBA loans to Chesterfield businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Midwest
Kansas City, MO
3
Bank Of America
Charlotte, NC
29
Bremen Bank And Trust Company
Saint Louis, MO
2
Business Lenders, LLC
Hartford, CT
1
California Bank & Trust
Sacramento, CA
4
Capital One
Mclean, VA
5
Cass Commercial Bank
Bridgeton, MO
2
Cit Small Business Lending Corp
Livingston, NJ
4
Comerica Bank
Dallas, TX
1
Comerica Bank-texas
Dallas, TX
1
Commerce Bank
Kansas City, MO
6
Commerce Bank
Kirkwood, MO
1
Commercial Bank
Alma, MI
1
Enterprise Bank & Trust
Clayton, MO
1
Heartland Bank
Saint Louis, MO
4
Independence Bank
East Greenwich, RI
1
M&i Marshall & Ilsley Bank
Milwaukee, WI
2
Montgomery Bank
Saint Louis, MO
1
Montgomery Bank
Sikeston, MO
1
National City Bank
Bannockburn, IL
3
National City Bank
Cleveland, OH
1
National City Bank
Saint Louis, MO
1
Peoples National Bank
Mcleansboro, IL
1
Premier Bank
Jefferson City, MO
1
Pulaski Bank
Saint Louis, MO
1
Pulaski Bank & Trust Company
Little Rock, AR
1
Regions Bank
Birmingham, AL
1
Regions Bank
Memphis, TN
3
Regions Bank
O'fallon, MO
1
Ridgestone Bank
Brookfield, WI
1
Royal Banks Of Missouri
University City, MO
1
Southwest Bank Of St. Louis
Saint Louis, MO
5
Superior Financial Group, LLC
Walnut Creek, CA
1
Telesis Community Cu
Chatsworth, CA
1
The Business Bank Of St. Louis
Clayton, MO
1
The Central Trust Bank
Jefferson City, MO
1
U.S. Bank National Association
Cincinnati, OH
34
Zions First National Bank
West Valley City, UT
1

Chesterfield Business Loan Advice

Before reaching out to lenders to discuss getting a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the money back to the lender.

Having a business plan is an important prerequisite. If the capital is to for a going concern, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is all about aiding entrepreneurs, and we have a lot of resources related to to Raising Money. For example, one article that might be of interest to you is Realistic Debt Financing Options.

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