Loan Census Banking News and Information
April 19, 2024  
 
 
  Business Loan Information  
 

Charleston, South Carolina Small Business Loans

 
Loan Census SBA Loan Info

Raising money in Charleston, South Carolina? If so, you'll want to talk to some of these small business lenders in Charleston.

If you are planning on applying for a small business loan and your business is based in Charleston, South Carolina, we've assembled a list of local small business banks that you should contact.

Local Charleston Lenders

To help you learn more about local small business lenders, here's our list of small business banks in Charleston.

Small Business Bank Recent SBA Loans
Ameribank  
ATM USA  
Banc Of America Investment Services- Inc  
Bank of America  
BB & T - Branches- Dorchester Road- ATM Location  
BB & T - Branches- Main- ATM Location  
BB & T - Branches- Main- ATM Only Location  
BB & T - Branches- Northwoods Mall- ATM Location  
BB & T - Branches- Sam Rittenberg- ATM Location  
Carolina Federal Savings Bank  
Carolina First  
Community First Bank  
Federal Credit Union  
First Citizens - Charleston Offices- West of the Ashley- ATM Banking  
First Citizens - North Charleston Ofices- Montague Avenue  
First Fed. S & L Assoc - Charl 62
First Federal  
National Bank of South Carolina NBSC  
P L A Inc  
RBC Centura - Financial Centers- King Street- ATM Available  
Regions Bank - Meeting Street Office  
S C State Credit Union  
Southcoast Community Bank - Branch Offices- West Ashley  
Southtrust Bank  
State Farm Bank  
The Bank of South Carolina - Mortgage Department- Charleston  
The Bank of South Carolina - Summerville- Mortgage Department  
Wachovia - Offices- Ashley Plaza- ATM Location  
Wachovia - Offices- Ashley River- ATM Location  
Wachovia - Offices- Berkeley Square- ATM Location  
Wachovia - Offices- Broad St- ATM Location  
Wachovia - Offices- Citadel Mall- ATM Location  
Wachovia - Offices- Wappoo Creek- ATM Location  
Wachovia Bank  
Washington Mutual - Home Loan Centers- Charleston  
Wells Fargo Home Mortgage  

Other Lending Resources for Charleston Businesses

Be sure to speak with bankers outside of Charleston, South Carolina. These banks, in the table below, have lent to other Charleston small business owners. In some cases, these large banks may have local bankers you can speak with regarding small business loans.

Small Business Bank Recent SBA Loans
Ameris Bank
Beaufort, SC
1
Banco Popular North America
New York City, NY
2
Bank Of America
Charlotte, NC
65
Bank Of The West
San Francisco, CA
1
Branch Bank & Trust
Mount Pleasant, SC
1
Branch Bank & Trust
Winston Salem, NC
8
Business Carolina, Inc.
Columbia, SC
3
Business Devel Corp - So. Caro
Columbia, SC
9
Business Loan Center, LLC
New York, NY
1
Capital One
Mclean, VA
14
Cit Small Business Lending Corp
Livingston, NJ
14
Comerica Bank
Dallas, TX
1
Comerica Bank
Houston, TX
2
Community Bank & Trust
Cornelia, GA
1
Community W. Bank
Goleta, CA
4
Darby Bank & Trust
Savannah, GA
1
Excel National Bank
Beverly Hills, CA
1
First Cit. Bank & Trust Inc
Columbia, SC
2
First National Bank - So. D/b/a 1st
Spartanburg, SC
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
2
Innovative Bank
Oakland, CA
7
Merrill Lynch Bank Usa
Salt Lake City, UT
1
Mountain 1st Bank & Trust
Hendersonville, NC
1
Newtek Small Business Finance Inc.
New York, NY
4
Regions Bank
Atlanta, GA
4
Regions Bank
Birmingham, AL
1
Southcoast Community Bank
Mount Pleasant, SC
16
Suntrust Bank
Richmond, VA
3
Superior Financial Group, LLC
Walnut Creek, CA
7
Temecula Valley Bank
Temecula, CA
2
Textron Financial Corp
Providence, RI
1
Ups Capital Business Credit
Windsor, CT
1
Valley National Bank
North Plainfield, NJ
4
Wachovia Bank
Charlotte, NC
2
Wachovia Bank
Winston Salem, NC
5
Wachovia SBA Lending, Inc.
Roseville, CA
3

Charleston Bank Loan Tips

Borrowing money is one of the most common sources of funding for a small business, but getting small business financing can be difficult.

It's always a good idea to talk to as many banks as possible.

When getting a small business loan, you will find that some banks will not work with you and others will. Of those banks that will work with you, some will offer a better deal than others.

By talking to all of the local banks in your area, and even reaching out to some of the national banks, you will be sure to get the best possible small business loan.

Remember, before visiting with local small business banks, be sure to prepare your business profile, loan request details, collateral description, business financial statements and personal financial statements.

Gaebler.com Advice on Raising Money

If you are planning on Raising Money, you need to learn as much as you can. If you haven't read it already, we recommend you review Choosing VC Firms.

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