Loan Census Banking News and Information
April 15, 2021  
 
 
  Business Loan Information  
 

Campbell, California Business Loan

 
Loan Census SBA Loan Info

Getting a business loan in Campbell, California seems challenging at first, but we're here to help you get started.

These materials were prepared for entrepreneurs in Campbell, California who are interested in getting debt financing.

Local Campbell Lenders

Without further adieu, here's our list of small business banks in Campbell.

Small Business Bank Recent SBA Loans
Bank Of America  
Bank of the West  
California Savings Bank - Campbell Office  
Campbell Commerce Mortgage Inc.  

Lenders for Campbell Businesses

This is a list of banks outside of Campbell, California that have provided SBA loans to Campbell businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
32
Bank Of The West
Truckee, CA
1
Bridge Bank
San Jose, CA
8
California Bank & Trust
Sacramento, CA
1
Capital One
Mclean, VA
4
Capital One Bank (usa)
Glen Allen, VA
1
Cit Small Business Lending Corp
Livingston, NJ
4
Citibank
Las Vegas, NV
1
Citibank
Miami, FL
2
Citibank
San Francisco, CA
3
Comerica Bank
Dallas, TX
8
Comerica Bank
Santa Cruz, CA
1
Community Bank - Cent. Californi
Salinas, CA
1
Community W. Bank
Goleta, CA
2
Cupertino National Bank A Division
Cupertino, CA
3
First Community Bank
Santa Rosa, CA
1
First National Bank Of Arizona
Scottsdale, AZ
1
First Western Sblc, Inc
Dallas, TX
1
Focus Business Bank
San Jose, CA
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Greater Bay Bank
Palo Alto, CA
2
Hanmi Bank
Los Angeles, CA
1
Heritage Bank Of Commerce
San Jose, CA
4
Innovative Bank
Oakland, CA
11
Merrill Lynch Bank & Trust. FSB
New York City, NY
1
Nara Bank
Los Angeles, CA
2
San Jose National Bank A Division
San Jose, CA
6
Security Pacific Bank
Los Angeles, CA
1
Sterling Savings Bank
Santa Rosa, CA
1
Superior Financial Group, LLC
Walnut Creek, CA
3
Tamalpais Bank
San Rafael, CA
1
Telesis Community Cu
Chatsworth, CA
1
U.S. Bank National Association
Cincinnati, OH
8
Union Bank Of California
San Rafael, CA
1
United Commercial Bank
San Francisco, CA
2
United Security Bank
Fresno, CA
4
Wachovia SBA Lending, Inc.
Roseville, CA
2
Wells Fargo Bank
San Jose, CA
17
Wells Fargo Bank
Sioux Falls, SD
1
Wilshire State Bank
Los Angeles, CA
5

Campbell Business Loan Advice

Before meeting with banks for a loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the loan back to the bank.

A well-defined business plan is essential. If the bank loan is to for an existing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Our Gaebler.com site is dedicated to supporting entrepreneurs, and we have a lot of resources related to to Raising Money. To learn more, we would suggest you read Only Idiots Send Venture Capitalists Business Plans.

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