Loan Census Banking News and Information
March 29, 2024  
 
 
  Business Loan Information  
 

Boerne, Texas Business Loan

 
Loan Census SBA Loan Info

I need a loan for my business in Boerne, Texas! If that's what's on your mind, you've come to the right place.

These materials were prepared for entrepreneurs in Boerne, Texas who are interested in getting debt financing.

Local Boerne Lending Resources

To assist you in finding a small business banker, here's our list of small business banks in Boerne.

Small Business Bank Recent SBA Loans
Banc Of America Investment Services- Inc  
Bank Of America  
Broadway National Bank  

Banks that Lend to Boerne Businesses

This is a list of banks outside of Boerne, Texas that have provided SBA loans to Boerne businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st National Bank - Beeville
Beeville, TX
2
Bank - Hills A Division -
Comfort, TX
1
Bank - Hills A Division -
Kerrville, TX
1
Bank Of America
Charlotte, NC
6
Broadway National Bank
San Antonio, TX
6
Capital One
Mclean, VA
2
Capital One Bank (usa)
Glen Allen, VA
1
Cit Small Business Lending Corp
Livingston, NJ
1
Comerica Bank
Dallas, TX
2
Comerica Bank
Houston, TX
1
Compass Bank
Birmingham, AL
1
Falcon International Bank
San Antonio, TX
1
First Bank
Creve Coeur, MO
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Innovative Bank
Oakland, CA
1
International Bank Of Commerce
Laredo, TX
1
Lone Star Cap. Bank
San Antonio, TX
1
Ozona National Bank
Ozona, TX
1
Security Service Fcu
San Antonio, TX
2
Security State Bank & Trust
Fredericksburg, TX
2
The Frost National Bank
San Antonio, TX
4
U.S. Bank National Association
Cincinnati, OH
2
Wachovia Bank
Charlotte, NC
1
Wachovia SBA Lending, Inc.
Roseville, CA
3
Wells Fargo Bank
Austin, TX
1
Wells Fargo Bank
San Jose, CA
3
Wells Fargo Bank
Sioux Falls, SD
1

Boerne Business Loan Advice

Prior to meeting with lenders to discuss getting a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the loan back to the lender.

A well-defined business plan is essential. If the loan is to for a going concern, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Take the time to learn as much as you can about Raising Money. For starters, we suggest you read How Much Venture Capital Is There?.

More Business Lender Lists for Texas Cities
Get a Business Loan in Big Spring
Get a Business Loan in Bonham

Browse All Business Loan Sources for Texas