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April 15, 2021  
 
 
  Business Loan Information  
 

Small Business Lenders in Belvedere, California

 
Loan Census SBA Loan Info

Raising money in Belvedere, California? If so, you'll want to talk to some of these small business lenders in Belvedere.

If you are looking for a small business loan and your business is based in Belvedere, California, we've put together a list of local small business banks that you should contact.

Lenders for Belvedere Businesses

This is a list of banks outside of Belvedere, California that have provided SBA loans to Belvedere businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
1
Sterling Savings Bank
Santa Rosa, CA
1
Wells Fargo Bank
San Jose, CA
1

Business Loan Advice for Belvedere Businesses

Prior to meeting with banks to get a bank loan, you will need to have a specific plan.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show your ability to pay the money back to the bank.

A well-defined business plan is an important prerequisite. If the loan is to for a going concern, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list are SBA lenders. Before you sit down to talk with a small business banker, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Our Gaebler.com site is devoted to assisting entrepreneurs, and we have a lot of information pertaining to to Raising Money. For example, we would suggest you read 504 Loans.

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