Loan Census Banking News and Information
April 15, 2021  
 
 
  Business Loan Information  
 

Bellflower, California Business Loan

 
Loan Census SBA Loan Info

I need a loan for my business in Bellflower, California! If that's what's on your mind, you've come to the right place.

We wrote this article for small business owners in Bellflower, California who are interested in getting debt financing.

Local Bellflower Lending Resources

To assist you in finding a small business banker, here's our list of small business banks in Bellflower.

Small Business Bank Recent SBA Loans
Bank Of America  
Bank of the West  
Bormel Home Equity Lenders  

Lenders for Bellflower Businesses

This is a list of banks outside of Bellflower, California that have provided SBA loans to Bellflower businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Alliance Bank
Culver City, CA
2
Banco Popular North America
New York City, NY
4
Bank Of America
Charlotte, NC
25
California Bank & Trust
Sacramento, CA
3
California Bank & Trust
San Diego, CA
1
Capital One
Mclean, VA
1
Capital One Bank (usa)
Glen Allen, VA
1
Cathay Bank
Los Angeles, CA
1
Center Bank
Los Angeles, CA
3
Cit Small Business Lending Corp
Livingston, NJ
1
Citibank
Las Vegas, NV
2
Citibank
San Francisco, CA
2
East West Bank
Pasadena, CA
1
Excel National Bank
Beverly Hills, CA
1
Far East National Bank
Los Angeles, CA
2
Fullerton Community Bank, FSB
Fullerton, CA
1
Gateway Business Bank
Cerritos, CA
3
Hanmi Bank
Los Angeles, CA
9
Heritage Bank Of Commerce
San Jose, CA
1
Innovative Bank
Oakland, CA
18
Mission Oaks National Bank
Temecula, CA
1
Nara Bank
Los Angeles, CA
4
National Bank Of California
Los Angeles, CA
1
Pacific Western Bank
Escondido, CA
1
Premier Comm. Bank
Anaheim, CA
1
Saehan Bank
Los Angeles, CA
1
South Cnty Bank
Rancho Santa Margarit, CA
1
Spectrum Bank
Irvine, CA
1
Superior Financial Group, LLC
Walnut Creek, CA
2
U.S. Bank National Association
Cincinnati, OH
8
United Pacific Bank
City Of Industry, CA
1
Uniti Bank
Buena Park, CA
2
Ups Capital Business Credit
Windsor, CT
1
Wachovia SBA Lending, Inc.
Roseville, CA
1
Wells Fargo Bank
Orange, CA
1
Wells Fargo Bank
San Jose, CA
1
Wilshire State Bank
Los Angeles, CA
1
Zions First National Bank
West Valley City, UT
1

Bellflower Business Loan Advice

Prior to contacting banks for a loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you intend to to pay the loan back to the bank.

Being able to present a well-written business plan is essential. If the money is to for a company that is already doing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is all about aiding entrepreneurs, and we have a lot of resources related to to Raising Money. If raising money is on your to-do list, one article that might be of interest to you is Attracting Investors.

More Business Loan Info for California
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