Loan Census Banking News and Information
March 29, 2024  
 
 
  Business Loan Information  
 

Ballwin, Missouri Small Business Loans

 
Loan Census SBA Loan Info

Small business loans in Ballwin, Missouri are available. You just need to talk to the right bank.

If you are hoping to get a small business loan and your business is based in Ballwin, Missouri, we've assembled a list of local small business banks that you should contact.

Local Ballwin Banks

To help you learn more about local small business lenders, here's our list of small business banks in Ballwin.

Small Business Bank Recent SBA Loans
Allegiant Bank  
Bank Of America  
Commerce Bank - Manchester  
Federal Home Loan Bank  
First Bank  
Jefferson Heritage Bank  
Meramec Valley Bank  
Missouri State Bank - Ellisville  
National City Bank 4

SBA Lenders for Ballwin Businesses

This is a list of banks outside of Ballwin, Missouri that have provided SBA loans to Ballwin businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Midwest
Chesterfield, MO
1
Bank Of America
Charlotte, NC
28
California Bank & Trust
Sacramento, CA
1
Capital One
Mclean, VA
5
Cit Small Business Lending Corp
Livingston, NJ
4
Citizens National Bank - Gr. St. Lou
Maplewood, MO
1
Commerce Bank
Kansas City, MO
6
Community Bank Of The Ozarks
Sunrise Beach, MO
1
First Bank
Creve Coeur, MO
1
First National Bank - St. Louis
Clayton, MO
1
First National Bank - St. Louis
Des Peres, MO
1
Heartland Bank
Saint Louis, MO
1
Innovative Bank
Oakland, CA
2
M&i Marshall & Ilsley Bank
Milwaukee, WI
1
Meramec Valley Bank
Ellisville, MO
1
Meramec Valley Bank
Valley Park, MO
1
Midwest Bankcentre
Saint Louis, MO
2
National Bank Of Kansas City
Overland Park, KS
1
National City Bank
Bannockburn, IL
5
National City Bank
Cleveland, OH
2
National City Bank
Saint Louis, MO
1
Pnc Bank, National Association
Philadelphia, PA
2
Regions Bank
Memphis, TN
3
Southwest Bank Of St. Louis
Saint Louis, MO
4
Stearns Bank
Saint Cloud, MN
1
Superior Financial Group, LLC
Walnut Creek, CA
1
Temecula Valley Bank
Temecula, CA
1
U.S. Bank National Association
Cincinnati, OH
23
Wells Fargo Bank
Minneapolis, MN
1
Wells Fargo Bank
San Jose, CA
1
Zions First National Bank
West Valley City, UT
1

Ballwin Bank Loan Tips

Prior to contacting banks to discuss getting a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you plan to pay the loan back to the bank.

Having a business plan is is critically important. If the financing is to for a company that is already doing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list are SBA lenders. Before you sit down to talk with a small business banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review 504 Loans.

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