Loan Census Banking News and Information
March 29, 2024  
 
 
  Business Loan Information  
 

Atlantis, Florida Business Loan

 
Loan Census SBA Loan Info

Looking for a Atlantis, Florida small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

This article is written specifically for entrepreneurs in Atlantis, Florida who are interested in getting debt financing.

Local Atlantis Business Loan Sources

To help you learn more about local small business lenders, here's our list of small business banks in Atlantis.

Small Business Bank Recent SBA Loans
Bank Of America  

SBA Lenders for Atlantis Businesses

This is a list of banks outside of Atlantis, Florida that have provided SBA loans to Atlantis businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
1
Washington Mutual Bank
Henderson, NV
1

Atlantis Business Loan Advice

Prior to reaching out to lenders to discuss getting a bank loan, you will need to have a specific plan.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you plan to pay the money back to the lender.

A well-defined business plan is is critically important. If the loan is to for a going concern, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as the equity in your home. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Our Gaebler.com site is deeply committed to providing advice to entrepreneurs, and we have a lot of information pertaining to to Raising Money. For example, one article that might be of interest to you is How Much Venture Capital Is There?.

Business Loan Sources for Other Cities in Florida
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Get a Business Loan in Auburndale

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