Loan Census Banking News and Information
April 15, 2021  
 
 
  Business Loan Information  
 

Apache Junction, Arizona Small Business Loans

 
Loan Census SBA Loan Info

Looking for a Apache Junction, Arizona small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

If you are hoping to get a small business loan and your business is based in Apache Junction, Arizona, we've assembled a list of local small business banks that you should contact.

Local Apache Junction Banks

To assist you in finding a small business banker, here's our list of small business banks in Apache Junction.

Small Business Bank Recent SBA Loans
Bank Of America  
Custom House Global Foreign Exchange  
U S Bank - Branch Offices- Apache Junction- West Apache Trail Safeway Of  
Wells Fargo Bank Arizona N A - Branch Offices- E Apache Trail-Inside Bas  

Lenders for Apache Junction Businesses

This is a list of banks outside of Apache Junction, Arizona that have provided SBA loans to Apache Junction businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Alliance Bank Of Arizona
Phoenix, AZ
1
Bank Of America
Charlotte, NC
17
Bank Of The West
Salt Lake City, UT
1
California Bank & Trust
Sacramento, CA
3
Capital One
Mclean, VA
1
Cit Small Business Lending Corp
Livingston, NJ
3
Comerica Bank
Dallas, TX
2
Compass Bank
Birmingham, AL
2
Compass Bank
Dallas, TX
1
First Internatl Bank & Tr
Scottsdale, AZ
1
First National Bank Of Arizona
Scottsdale, AZ
2
Irwin Franchise Cap. Corp
Montvale, NJ
1
Jpmorgan Chase Bank
Houston, TX
26
M&i Marshall & Ilsley Bank
Milwaukee, WI
1
Pacific Cap. Bank
Santa Barbara, CA
3
Pacific Western Bank
Escondido, CA
1
Stearns Bank Arizona
Scottsdale, AZ
1
Sterling Savings Bank
Santa Rosa, CA
1
U.S. Bank National Association
Cincinnati, OH
3
Ups Capital Business Credit
Windsor, CT
1
Wells Fargo Bank
Phoenix, AZ
4
Wells Fargo Bank
San Jose, CA
13
Wells Fargo Bank
Sioux Falls, SD
5

Apache Junction Bank Loan Tips

Prior to contacting lenders for a loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the loan back to the lender.

Having a business plan is essential. If the money is to for a company that is already doing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as your individual retirement account or pension plan. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list are SBA lenders. Prior to visiting local banks, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is deeply committed to aiding entrepreneurs, and we have a lot of resources related to to Raising Money. For example, we recommend you read Getting a Small Business Loan.

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