Loan Census Banking News and Information
April 23, 2021  
 
 
  Business Loan Information  
 

Business Loan Alpine, California

 
Loan Census SBA Loan Info

Small business loans in Alpine, California are available. You just need to talk to the right bank.

We wrote this article for entrepreneurs in Alpine, California who are interested in getting a bank loan.

Local Alpine Lending Resources

To help you learn more about local small business lenders, here's our list of small business banks in Alpine.

Small Business Bank Recent SBA Loans
Borrego Springs Bank - Alpine  
California Bank & Trust - Branch Offices- Alpine  

Business Loan Providers for Alpine Businesses

This is a list of banks outside of Alpine, California that have provided SBA loans to Alpine businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Banco Popular North America
New York City, NY
2
Bank Of America
Charlotte, NC
4
Bank Of The West
Salt Lake City, UT
1
California Bank & Trust
Sacramento, CA
19
California Bank & Trust
San Diego, CA
5
Capital One
Mclean, VA
2
Comerica Bank
Dallas, TX
1
First National Bank - Southern Calif
San Marcos, CA
1
Hanmi Bank
Los Angeles, CA
1
Neighborhood National Bank
San Diego, CA
6
Pacific Cap. Bank
Santa Barbara, CA
1
Pacific Western Bank
Rancho Santa Fe, CA
3
Pacific Western Bank
Santee, CA
3
Superior Financial Group, LLC
Walnut Creek, CA
1
U.S. Bank National Association
Cincinnati, OH
1
Vineyard Bank
Corona, CA
1
Washington Mutual Bank
Henderson, NV
2
Wells Fargo Bank
Carlsbad, CA
1
Wells Fargo Bank
San Jose, CA
1
Wells Fargo Bank
Sioux Falls, SD
1

Tips for Getting a Business Loan in Alpine

As a prerequisite to reaching out to banks for a loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, define how the money will be used, and show how you plan to pay the money back to the bank.

A well-defined business plan is is critically important. If the financing is to for a company that is already doing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to pledge your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list are SBA lenders. Before you sit down to talk with a small business banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are planning on Raising Money, you need to learn as much as you can. If you haven't read it already, we recommend you review 504 Loans.

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