Loan Census Banking News and Information
March 28, 2024  
 
 
  Business Loan Information  
 

Yorba Linda, California Business Loan

 
Loan Census SBA Loan Info

Raising money in Yorba Linda, California? If so, you'll want to talk to some of these small business lenders in Yorba Linda.

We wrote this article for small business proprietors in Yorba Linda, California who are interested in getting a small business loan.

Local Yorba Linda Business Loan Sources

Without further adieu, here's our list of small business banks in Yorba Linda.

Small Business Bank Recent SBA Loans
Bank Of America  

Banks that Lend to Yorba Linda Businesses

This is a list of banks outside of Yorba Linda, California that have provided SBA loans to Yorba Linda businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st Centennial Bank
Redlands, CA
2
Alliance Bank
Culver City, CA
1
Banco Popular North America
New York City, NY
2
Bank Of America
Charlotte, NC
17
Bank Of The West
Truckee, CA
1
Business Loan Center, LLC
Panama City Beach, FL
1
Business Loan Center, LLC
Richmond, VA
1
California Bank & Trust
Sacramento, CA
11
California Bank & Trust
San Diego, CA
1
Capital One
Mclean, VA
9
Center Bank
Los Angeles, CA
3
Cit Small Business Lending Corp
Livingston, NJ
3
Citibank
San Francisco, CA
1
Comerica Bank
Dallas, TX
2
Commercewest Bank
Newport Beach, CA
1
Community Bank
Pasadena, CA
1
Community W. Bank
Goleta, CA
2
First Bank
Creve Coeur, MO
1
Fullerton Community Bank, FSB
Fullerton, CA
3
Hanmi Bank
Los Angeles, CA
4
Innovative Bank
Oakland, CA
6
Internatl City Bank
Long Beach, CA
1
Lehman Brothers Bank, FSB
Wilmington, DE
1
Metropacific Bank
Irvine, CA
3
Mirae Bank
Los Angeles, CA
1
Nara Bank
Los Angeles, CA
1
Pacific Premier Bank
Costa Mesa, CA
2
Pacific Western Bank
Escondido, CA
1
Pacific Western Bank
Huntington Beach, CA
2
Pacific Western Bank
Rancho Santa Fe, CA
1
Pff Bank & Trust
Pomona, CA
1
Premier Comm. Bank
Anaheim, CA
2
Saehan Bank
Los Angeles, CA
3
South Cnty Bank
Rancho Santa Margarit, CA
1
Stearns Bank
Albany, MN
1
Sunwest Bank
Tustin, CA
1
Temecula Valley Bank
Temecula, CA
1
U.S. Bank National Association
Cincinnati, OH
3
Union Bank Of California
San Francisco, CA
2
Uniti Bank
Buena Park, CA
1
Ups Capital Business Credit
Windsor, CT
1
Wachovia SBA Lending, Inc.
Roseville, CA
2
Washington Mutual Bank
Henderson, NV
4
Wells Fargo Bank
Orange, CA
1
Wells Fargo Bank
San Jose, CA
14
Wells Fargo Bank
Sioux Falls, SD
6
Wilshire State Bank
Los Angeles, CA
2

Yorba Linda Business Loan Advice

As a prerequisite to meeting with lenders to get a bank loan, you will need to have a specific plan.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, define how the money will be used, and show how you intend to to pay the money back to the lender.

Having a business plan is essential. If the money is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, the bank may ask you to to pledge your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are planning on Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review Business Credit Evaluation.

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