Loan Census Banking News and Information
March 28, 2024  
 
 
  Business Loan Information  
 

Waukee, Iowa Small Business Loans

 
Loan Census SBA Loan Info

Small business loans in Waukee, Iowa are available. You just need to talk to the right bank.

If you are hoping to get a small business loan and your business is based in Waukee, Iowa, we've put together a list of local small business banks that you should contact.

Local Waukee Banks

Without further adieu, here's our list of small business banks in Waukee.

Small Business Bank Recent SBA Loans
Charter Bank  
Waukee State Bank  
Wells Fargo Bank Iowa NA  
Wells Fargo Bank N A  
Wells Fargo Home Mortgage  

Business Loan Providers for Waukee Businesses

This is a list of banks outside of Waukee, Iowa that have provided SBA loans to Waukee businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
1
Charter Bank
Johnston, IA
3
First American Bank
Fort Dodge, IA
4
First Bank
Johnston, IA
2
First Bank
West Des Moines, IA
1
Great Western Bank
Clive, IA
1
Newalliance Bank
West Springfield, MA
1
U.S. Bank National Association
Cincinnati, OH
3
Wachovia SBA Lending, Inc.
Roseville, CA
1
Wells Fargo Bank
Minneapolis, MN
2
Wells Fargo Bank
San Jose, CA
3
Wells Fargo Bank
Sioux Falls, SD
1
West Bank
West Des Moines, IA
2

Waukee Bank Loan Tips

As a prerequisite to meeting with banks to get a bank loan, you will need to have a specific plan.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show how you intend to to pay the money back to the bank.

A well-defined business plan is is critically important. If the financing is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, the bank may ask you to to secure the business with your personal assets, such as the equity in your home. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are planning on Raising Money, you need to get up to speed on the subject. If you haven't read it already, we recommend you review Business Line of Credit.

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