Loan Census Banking News and Information
November 29, 2020  
 
 
  Business Loan Information  
 

Business Loan Walnut Creek, California

 
Loan Census SBA Loan Info

Looking for a Walnut Creek, California small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

We wrote this article for small business proprietors in Walnut Creek, California who are interested in getting debt financing.

Local Walnut Creek Business Loan Sources

To help you learn more about local small business lenders, here's our list of small business banks in Walnut Creek.

Small Business Bank Recent SBA Loans
Bank Of America  
Bank of the West - Branch Locations- Walnut Creek  
Bank of the West - Other Services- Corporate Administration  
Bank of Walnut Creek - Walnut Creek- Branch Offices  
Bank One  
Bank United  
Bay Commercial Bank 1
California Bank & Trust - Branch Offices- Walnut Creek  
California Pacific Bank  
California Savings Bank - Rossmoor Office  
Citicapital Small Business Finance 1
First Republic Bank 119
Superior Financial Group, LLC 3,194

Other Lending Resources for Walnut Creek Businesses

This is a list of banks outside of Walnut Creek, California that have provided SBA loans to Walnut Creek businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Banco Popular North America
New York City, NY
1
Bank - America California
Rancho Cordova, CA
1
Bank Of America
Charlotte, NC
34
Bank Of The West
Truckee, CA
2
Borrego Springs Bank
Borrego Springs, CA
1
Business Loan Center, LLC
Panama City Beach, FL
1
California Bank & Trust
Sacramento, CA
18
California Bank & Trust
San Diego, CA
1
Capital One
Mclean, VA
13
Cit Small Business Lending Corp
Livingston, NJ
5
Citibank
Las Vegas, NV
4
Citibank
Miami, FL
1
Citibank
San Francisco, CA
11
City National Bank
Oakland, CA
2
Comerica Bank
Dallas, TX
2
Community W. Bank
Goleta, CA
3
Cupertino National Bank A Division
Cupertino, CA
2
First Republic Bank
Las Vegas, NV
1
Focus Business Bank
San Jose, CA
1
Greater Bay Bank
Palo Alto, CA
2
Hanmi Bank
Los Angeles, CA
1
Heritage Bank Of Commerce
San Jose, CA
1
Innovative Bank
Oakland, CA
5
Loans From Old Closed Lenders
Washington, DC
1
Mission National Bank
San Francisco, CA
1
Nara Bank
Los Angeles, CA
3
Newtek Small Business Finance Inc.
New York, NY
1
Silver State Bank
Henderson, NV
1
Sterling Savings Bank
Santa Rosa, CA
3
Temecula Valley Bank
Temecula, CA
1
The Huntington National Bank
Columbus, OH
2
The Mechanics Bank
Point Richmond, CA
1
U.S. Bank National Association
Cincinnati, OH
13
Umpqua Bank
Roseburg, OR
1
United Commercial Bank
San Francisco, CA
1
Valley Community Bank
Pleasanton, CA
2
Wachovia SBA Lending, Inc.
Roseville, CA
1
Washington Mutual Bank
Henderson, NV
4
Wells Fargo Bank
San Jose, CA
16
Wells Fargo Bank
Sioux Falls, SD
3

Tips for Getting a Business Loan in Walnut Creek

Before meeting with banks to get a bank loan, you will need to have a specific plan.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the money back to the bank.

Having a business plan is an important prerequisite. If the money is to for an existing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as the equity in your home. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are new to our Gaebler.com site, you should know that we are dedicated to providing advice to small business owners, and we have a lot of resources related to to Raising Money. To learn more, one article that might be of interest to you is How Equity Dilution Works.

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