Loan Census Banking News and Information
March 28, 2024  
 
 
  Business Loan Information  
 

Vienna, Missouri Business Loan

 
Loan Census SBA Loan Info

Small business loans in Vienna, Missouri are available. You just need to talk to the right bank.

This article is written specifically for entrepreneurs in Vienna, Missouri who are interested in getting a small business loan.

Local Vienna Banks

To assist you in finding a small business banker, here's our list of small business banks in Vienna.

Small Business Bank Recent SBA Loans
Account Information  
First Community National Bank  
The Maries County Bank 3

Lenders for Vienna Businesses

This is a list of banks outside of Vienna, Missouri that have provided SBA loans to Vienna businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Jefferson Bank Of Missouri
Jefferson City, MO
1

Vienna Business Loan Advice

Prior to reaching out to banks to discuss getting a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show how you intend to to pay the money back to the bank.

A well-defined business plan is essential. If the bank loan is to for a going concern, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Take the time to learn as much as you can about Raising Money. To get started, we recommend you read Choosing VC Firms.

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