Loan Census Banking News and Information
March 29, 2024  
 
 
  Business Loan Information  
 

Small Business Lenders in Ulysses, Kansas

 
Loan Census SBA Loan Info

Small business loans in Ulysses, Kansas are available. You just need to talk to the right bank.

If you are planning on applying for a small business loan and your business is based in Ulysses, Kansas, we've put together a list of local small business banks that you should contact.

Local Ulysses Lending Resources

To assist you in finding a small business banker, here's our list of small business banks in Ulysses.

Small Business Bank Recent SBA Loans
Bank Of Ulysses 2
Commercial Federal Bank - Commercial Federal Bank Agents  
Grant County Bank 1
Southwest Kansas National Bank Fax Machine  
Western State Bank - Ulysses KS  

Banks that Lend to Ulysses Businesses

This is a list of banks outside of Ulysses, Kansas that have provided SBA loans to Ulysses businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st National Bank - Syracuse
Johnson, KS
1
Capital One
Mclean, VA
1
Johnson State Bank
Johnson, KS
4
The Community Bank
Liberal, KS
1

Business Loan Advice for Ulysses Businesses

As a prerequisite to meeting with banks for a loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the loan back to the bank.

A well-defined business plan is is critically important. If the capital is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is all about aiding entrepreneurs, and we have a lot of useful articles about to Raising Money. To learn more, we recommend you read Bank Credit Lines.

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