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March 28, 2024  
 
 
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Small Business Lenders in Toppenish, Washington

 
Loan Census SBA Loan Info

Looking for a Toppenish, Washington small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

If you are planning on applying for a small business loan and your business is based in Toppenish, Washington, we've assembled a list of local small business banks that you should contact.

Local Toppenish Lending Resources

To help you learn more about local small business lenders, here's our list of small business banks in Toppenish.

Small Business Bank Recent SBA Loans
Bank Of America  
Central Valley Bank 1
Lower Valley Mobile Notary  

SBA Lenders for Toppenish Businesses

This is a list of banks outside of Toppenish, Washington that have provided SBA loans to Toppenish businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
3
Capital One
Mclean, VA
1
Cit Small Business Lending Corp
Livingston, NJ
1
U.S. Bank National Association
Cincinnati, OH
1
United Western Bank
Denver, CO
1
Wachovia SBA Lending, Inc.
Roseville, CA
1
Washington Mutual Bank
Henderson, NV
1

Business Loan Advice for Toppenish Businesses

As a prerequisite to meeting with banks for a loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you intend to to pay the loan back to the bank.

A well-defined business plan is is critically important. If the financing is to for a going concern, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to learn as much as you can. If you haven't read it already, we recommend you review 504 Loans.

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