Loan Census Banking News and Information
March 28, 2024  
 
 
  Business Loan Information  
 

Business Loan Topeka, Kansas

 
Loan Census SBA Loan Info

Getting a business loan in Topeka, Kansas seems challenging at first, but we're here to help you get started.

This article is written specifically for entrepreneurs in Topeka, Kansas who are interested in getting a bank loan.

Local Topeka Business Lenders

Without further adieu, here's our list of small business banks in Topeka.

Small Business Bank Recent SBA Loans
Alliance Bank 4
Bank Of America  
Capital City Bank 13
Capitol Federal Savings  
Central National Bank 7
Columbian Bank & Trust 2
Commerce Bank & Trust  
Community America Credit Union  
Community National Bank 20
Corefirst Bank & Trust 36
Denison State Bank  
FHL Bank Topeka  
Fidelity State Bank & Trust CO - Dillon's Plaza Bank- Home Mortgage L  
Fidelity State Bank & Trust CO - Fidelity Gage Center Bank  
Fidelity State Bank & Trust CO - Fidelity Garden Bank  
Fidelity State Bank & Trust CO - Fidelity Southwest Bank  
Fidelity State Bank & Trust CO - Home Mortgage Loans  
Fidelity State Bank & Trust CO - Main Bank  
Fidelity State Bank & Trust CO - Westridge Branch  
Heritage Bank  
Intrust Bank  
Kansas Banking Department  
Kansas Super Chief Credit Union  
Kaw Valley Bank 21
Kaw Valley State Bank and Trust Company  
Landmark National Bank 10
Lyndon State Bank  
Oppliger Banking Systems  
Raymond James Financial Services  
Silver Lake Bank 2
T M I Corporation  
The Fidelity Banks  
U M B Bank  
U S Bank - 8th & Jackson Office- Branch Offices- Topeka- 8th & Jackso  
U S Bank - Branch Offices- Topeka- 21st Street Office  
U S Bank - Branch Offices- Topeka- 5th & Jackson Office  
U S Bank - Branch Offices- Topeka- Wanamaker Office  
U S Bank - Fleming Place Office- Branch Offices- Topeka- Fleming Of  
U S Bank - Subsidiaries & Divisions- Investments  
U S Bank - Topeka- Pioneer Square KS Office- Branch Offices- Pioneer Square Of  
U S Bank - White Lakes Office- Branch Offices- Topeka- White Lake Of  
U.S. Bank National Association 1
Umb Bank 2
Wells Fargo Financial  

Business Loan Providers for Topeka Businesses

This is a list of banks outside of Topeka, Kansas that have provided SBA loans to Topeka businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st St. Bank - Burlingame
Osage City, KS
1
Bank Midwest
Kansas City, MO
1
Bank Of America
Charlotte, NC
25
Business Lenders, LLC
Hartford, CT
1
Business Loan Center, LLC
New York, NY
1
Business Loan Center, LLC
Panama City Beach, FL
4
Capital One
Mclean, VA
2
Central National Bank
Junction City, KS
15
Central National Bank
Newton, KS
1
Cit Small Business Lending Corp
Livingston, NJ
3
Columbian Bank & Trust
Overland Park, KS
1
Comerica Bank
Dallas, TX
1
Commerce Bank
Kansas City, MO
2
Douglas County Bank
Lawrence, KS
1
First Bank Of Kansas City
Kansas City, MO
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Innovative Bank
Oakland, CA
1
Intrust Bank
Wichita, KS
5
Irwin Franchise Cap. Corp
Montvale, NJ
1
Landmark National Bank
Manhattan, KS
1
M&i Marshall & Ilsley Bank
Milwaukee, WI
1
Security Bank Of Kansas City
Kansas City, KS
1
Sunflower Bank
Manhattan, KS
1
Superior Financial Group, LLC
Walnut Creek, CA
3
Temecula Valley Bank
Temecula, CA
1
U.S. Bank National Association
Cincinnati, OH
7
U.S. Bank National Association
San Diego, CA
1
United Bank & Trust
Seneca, KS
1
Ups Capital Business Credit
Windsor, CT
1
Wells Fargo Bank
San Jose, CA
1

Tips for Getting a Business Loan in Topeka

As a prerequisite to meeting with lenders to get a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you plan to pay the loan back to the lender.

A well-defined business plan is essential. If the bank loan is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Make it a priority to learn as much as you can about Raising Money. To get the ball rolling, we recommend you read Borrowing Money from Friends and Family.

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