Loan Census Banking News and Information
September 30, 2020  
 
 
  Business Loan Information  
 

Business Loan Stockbridge, Georgia

 
Loan Census SBA Loan Info

Raising money in Stockbridge, Georgia? If so, you'll want to talk to some of these small business lenders in Stockbridge.

These materials were prepared for small business proprietors in Stockbridge, Georgia who are interested in getting a bank loan.

Local Stockbridge Lenders

Without further adieu, here's our list of small business banks in Stockbridge.

Small Business Bank Recent SBA Loans
Bank Of America  
First Nation Bank  
First Newton Bank  
First State Bank  
Firstcity Bank  
High Trust Bank 3
United Community Bank 2

SBA Lenders for Stockbridge Businesses

This is a list of banks outside of Stockbridge, Georgia that have provided SBA loans to Stockbridge businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
American United Bank
Lawrenceville, GA
2
Banco Popular North America
New York City, NY
2
Bank Of America
Charlotte, NC
17
Bank Of North Georgia
Covington, GA
1
Branch Bank & Trust
Conyers, GA
1
Branch Bank & Trust
Covington, GA
1
Branch Bank & Trust
Winston Salem, NC
5
Business Loan Center, LLC
New York, NY
1
Business Loan Center, LLC
Panama City Beach, FL
9
Capital One
Mclean, VA
9
Cit Small Business Lending Corp
Livingston, NJ
9
Citizens Trust Bank
Atlanta, GA
1
Community W. Bank
Goleta, CA
2
Cornerstonebank
Atlanta, GA
1
Fidelity Bank
Norcross, GA
2
First Charter Bank
Lawrenceville, GA
1
First Intercontinental Bank
Doraville, GA
1
Gulf Coast Bank & Trust
New Orleans, LA
1
Haven Trust Bank
Duluth, GA
4
Heritage Bank
Jonesboro, GA
4
Innovative Bank
Oakland, CA
6
Loans From Old Closed Lenders
Washington, DC
1
Metro City Bank
Doraville, GA
1
Quantum National Bank
Suwanee, GA
1
Rbc Centura Bank
Atlanta, GA
2
Regions Bank
Birmingham, AL
1
Suntrust Bank
Atlanta, GA
2
Suntrust Bank
Richmond, VA
4
The Huntington National Bank
Columbus, OH
1
The Privatebank
Atlanta, GA
2
United Central Bank
Garland, TX
1
United Commercial Bank
Atlanta, GA
2
Wachovia Bank
Birmingham, AL
1
Wachovia Bank
Charlotte, NC
1
Wachovia Bank
Winston Salem, NC
2
Wachovia SBA Lending, Inc.
Roseville, CA
6
Washington Mutual Bank
Henderson, NV
8
Wilshire State Bank
Los Angeles, CA
3

Tips for Getting a Business Loan in Stockbridge

As a prerequisite to contacting banks to discuss getting a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you intend to to pay the loan back to the bank.

Having a business plan is essential. If the loan is to for a company that is already doing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Take the time to learn as much as you can about Raising Money. To get started, we recommend you read Borrowing Money from Friends and Family.

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