Loan Census Banking News and Information
March 29, 2024  
 
 
  Business Loan Information  
 

Spring, Texas Business Loan

 
Loan Census SBA Loan Info

Looking for a Spring, Texas small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

We wrote this article for small business proprietors in Spring, Texas who are interested in getting debt financing.

Local Spring Banks

To assist you in finding a small business banker, here's our list of small business banks in Spring.

Small Business Bank Recent SBA Loans
A T M Ventures  
Amegy Bank 17
Bank Of America  
Bank One  
Citizens Bank of Texas  
Coldwell Banker United Realtors - Sales Offices- Champions Office  
Compass Bank  
Klein Bancshares, Inc 2

Business Loan Providers for Spring Businesses

This is a list of banks outside of Spring, Texas that have provided SBA loans to Spring businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Amegy Bank
Houston, TX
4
Amegy Bank
Kingwood, TX
4
Amresco SBA Holdings, Inc.
Irving, TX
2
Banco Popular North America
New York City, NY
4
Bank Of America
Charlotte, NC
67
Bank Of The West
San Francisco, CA
1
Borrego Springs Bank
La Mesa, CA
1
Branch Bank & Trust
Winston Salem, NC
1
Business Loan Center, LLC
New York, NY
6
Capital One
Mclean, VA
17
Cit Small Business Lending Corp
Livingston, NJ
13
Comerica Bank
Dallas, TX
6
Comerica Bank
Houston, TX
2
Compass Bank
Birmingham, AL
29
Compass Bank
Dallas, TX
1
East West Bank
San Marino, CA
1
First Bank
Creve Coeur, MO
6
First National Bank Of Arizona
Scottsdale, AZ
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
3
Innovative Bank
Oakland, CA
39
Jpmorgan Chase Bank
Houston, TX
77
Lone Star Bank
Houston, TX
1
Metrobank
Houston, TX
2
Newtek Small Business Finance Inc.
New York, NY
5
Omnibank, National Association
Houston, TX
3
Pnc Bank, National Association
Philadelphia, PA
1
Pnc Bank, National Association
Pittsburgh, PA
1
Prosperity Bank
Houston, TX
2
Prosperity Bank
La Grange, TX
1
Providence Bank
Rocky Mount, NC
1
Randolph-brooks Fcu
Universal City, TX
1
Regions Bank
Birmingham, AL
1
Small Business Loan Source LLC
Houston, TX
4
Stearns Bank
Saint Cloud, MN
1
Sterling Bank
Houston, TX
10
Temecula Valley Bank
Temecula, CA
1
Texas State Bank
Mcallen, TX
1
The Frost National Bank
San Antonio, TX
5
Trustmark National Bank
Houston, TX
2
U.S. Bank National Association
Cincinnati, OH
3
United Central Bank
Garland, TX
3
United Central Bank
Houston, TX
3
Ups Capital Business Credit
Windsor, CT
1
Wachovia SBA Lending, Inc.
Roseville, CA
3
Washington Mutual Bank
Henderson, NV
10
Wells Fargo Bank
Austin, TX
7
Wells Fargo Bank
Missouri City, TX
1
Wells Fargo Bank
San Antonio, TX
3
Wells Fargo Bank
San Jose, CA
42
Wells Fargo Bank
Sioux Falls, SD
6
Whitney National Bank
New Orleans, LA
1
Woodforest National Bank
Houston, TX
28
Woodforest National Bank
The Woodlands, TX
5
Zions First National Bank
West Valley City, UT
1

Spring Business Loan Advice

Prior to meeting with lenders to discuss getting a bank loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show how you plan to pay the loan back to the lender.

Having a business plan is an important prerequisite. If the loan is to for a company that is already doing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are new to our Gaebler.com site, you should know that we are devoted to supporting entrepreneurs, and we have a lot of useful articles about to Raising Money. For example, we would suggest you read 504 Loans.

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