Loan Census Banking News and Information
April 19, 2024  
 
 
  Business Loan Information  
 

Smithfield, North Carolina Business Loan

 
Loan Census SBA Loan Info

Looking for a Smithfield, North Carolina small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

We wrote this article for entrepreneurs in Smithfield, North Carolina who are interested in getting a small business loan.

Local Smithfield Banks

Without further adieu, here's our list of small business banks in Smithfield.

Small Business Bank Recent SBA Loans
BB & T - Branches  
BB & T - Department- Mortgage Loans  
First Citizens Bank  
Four Oaks Bank & Trust Company 13

Banks that Lend to Smithfield Businesses

Be sure to speak with bankers outside of Smithfield, North Carolina. These banks, in the table below, have lent to other Smithfield small business owners. In some cases, these large banks may have local bankers you can speak with regarding small business loans.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
2
Branch Bank & Trust
Winston Salem, NC
3
Business Loan Center, LLC
New York, NY
1
Capital One
Mclean, VA
5
Cit Small Business Lending Corp
Livingston, NJ
2
Communityone Bank
Graham, NC
1
Four Oaks Bank & Trust Company
Garner, NC
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
The Heritage Bank
Lucama, NC
1
Wachovia Bank
Birmingham, AL
1

Smithfield Business Loan Advice

Getting a bank loan is one of the most common sources of funding for a small business, but getting small business financing is a time-consuming task.

It's always a good idea to talk to as many banks as possible.

When applying for a small business loan, you will find that some banks will not work with you and others will. Of those banks that will work with you, some will offer better loan terms than others.

By talking to all of the local banks in your area, and even reaching out to some of the national banks, you will be sure to get the best rate on a small business loan.

Remember, before contacting lenders, be sure to prepare your business profile, loan request details, collateral description, business financial statements and personal financial statements.

Gaebler.com Advice on Raising Money

If you are planning on Raising Money, you need to get up to speed on the subject. If you haven't read it already, we recommend you review 504 Loans.

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