Loan Census Banking News and Information
December 15, 2018  
 
 
  Business Loan Information  
 

Business Loan San Diego, California

 
Loan Census SBA Loan Info

Looking for a San Diego, California small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

This article is written specifically for small business proprietors in San Diego, California who are interested in getting a bank loan.

Local San Diego Banks

To help you learn more about local small business lenders, here's our list of small business banks in San Diego.

Small Business Bank Recent SBA Loans
1st American Mortgage and Realty- Inc  
1st National Bank of Arizona  
1st Pacific Bank of Caifornia  
1st Pacific Bank Of California 79
Ace Parking Inc  
American Express Bank  
Ameristar Lending  
Arabic Broadcast Network Inc  
Armed Forces Bank  
Atm USA LLC  
Avalon Partners  
Bank Of America  
Bank of Commerce Alaj  
Bank of Coronado - San Diego  
Bank of Internet  
Bank of the West  
California Bank & Trust 485
California Center Bank  
Caris & Company  
Cathay Bank  
Cdc Small Business Finan Corp 3
Comerica Bank 1
Metro United Bank 3
Neighborhood National Bank 179
North Island Finan Cu Dba No. 1
Pacific Crest Bank 7
Pacific Western Bank 172
Point Loma Community Bank 1
San Diego National Bank 45
Security Business Bank - San Diego 28
Sunrise Bank Of Arizona 2
U.S. Bank National Association 195
Wescom Central Cu 4

Banks that Lend to San Diego Businesses

This is a list of banks outside of San Diego, California that have provided SBA loans to San Diego businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st Centennial Bank
Brea, CA
3
1st Centennial Bank
Redlands, CA
1
1st Pacific Bank Of California
Solana Beach, CA
15
Alliance Bank
Culver City, CA
3
Alliance Bank Of Arizona
Phoenix, AZ
4
Amer Express Centurion Bk
Salt Lake City, UT
2
American Continental Bank
City Of Industry, CA
1
Banco Popular North America
Downey, CA
1
Banco Popular North America
New York City, NY
17
Bank - America California
Rancho Cordova, CA
4
Bank Of America
Charlotte, NC
414
Bank Of The West
La Mesa, CA
7
Bank Of The West
Sacramento, CA
1
Bank Of The West
Salt Lake City, UT
8
Bank Of The West
San Francisco, CA
3
Bank Of The West
Truckee, CA
1
Beach Business Bank
Manhattan Beach, CA
4
Borrego Springs Bank
Borrego Springs, CA
33
Bridge Bank
San Jose, CA
12
Business Loan Center, LLC
New York, NY
14
Business Loan Center, LLC
Panama City Beach, FL
96
California Bank & Trust
Sacramento, CA
245
Capital One
Mclean, VA
99
Capital One Bank (usa)
Glen Allen, VA
6
Cathay Bank
Alhambra, CA
3
Cathay Bank
Los Angeles, CA
9
Center Bank
Los Angeles, CA
19
Cit Small Business Lending Corp
Golden, CO
2
Cit Small Business Lending Corp
Livingston, NJ
50
Citibank
Las Vegas, NV
25
Citibank
Miami, FL
3
Citibank
New York City, NY
2
Citibank
San Francisco, CA
34
City National Bank
Los Angeles, CA
4
Comerica Bank
Dallas, TX
34
Comerica Bank
Menlo Park, CA
2
Community Bank
Pasadena, CA
3
Community Bank Of Nevada
Las Vegas, NV
4
Community W. Bank
Goleta, CA
13
Cupertino National Bank A Division
Cupertino, CA
1
Discovery Bank
San Marcos, CA
29
Excel National Bank
Beverly Hills, CA
1
Farmers & Merchants Savings Bk
Iowa City, IA
1
First Bank
Chula Vista, CA
32
First Bank
Creve Coeur, MO
4
First Bank
Huntington Beach, CA
4
First Bank
Newport Beach, CA
2
First Business Bank
Ramona, CA
11
First California Bank
Camarillo, CA
1
First National Bank - Southern Calif
San Marcos, CA
12
First National Bank Of Arizona
Scottsdale, AZ
1
First Standard Bank
Los Angeles, CA
1
First State Bank
Conway, AR
1
Gateway Business Bank
Cerritos, CA
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
14
Hanmi Bank
Los Angeles, CA
11
Heritage Oaks Bank
Paso Robles, CA
1
Innovative Bank
Oakland, CA
96
Internatl City Bank
Long Beach, CA
8
La Jolla Bank, FSB
Escondido, CA
29
La Jolla Bank, FSB
La Jolla, CA
15
Lehman Brothers Bank, FSB
Wilmington, DE
35
Loans From Old Closed Lenders
Washington, DC
1
Merrill Lynch Bank & Trust. FSB
New York City, NY
1
Merrill Lynch Bank Usa
Salt Lake City, UT
3
Metropacific Bank
Irvine, CA
2
Millennium State Bank Of Texas
Dallas, TX
1
Mirae Bank
Los Angeles, CA
1
Mission Oaks National Bank
Temecula, CA
1
Nara Bank
Los Angeles, CA
2
National Bank Of California
Los Angeles, CA
2
Ncb, FSB
Hillsboro, OH
1
Newtek Small Business Finance Inc.
New York, NY
4
North Island Finan Cu Dba No.
Chula Vista, CA
1
Pacific Cap. Bank
Santa Barbara, CA
36
Pacific City Bank
Los Angeles, CA
1
Pacific Coast National Bank
San Clemente, CA
6
Pacific Mercantile Bank
Costa Mesa, CA
1
Pacific Western Bank
Carlsbad, CA
1
Pacific Western Bank
Coronado, CA
19
Pacific Western Bank
Escondido, CA
17
Pacific Western Bank
Huntington Beach, CA
1
Pacific Western Bank
La Mesa, CA
4
Pacific Western Bank
Rancho Santa Fe, CA
59
Pacific Western Bank
Santee, CA
11
Premier Comm. Bank
Anaheim, CA
1
Rabobank, National Association
El Centro, CA
5
Saehan Bank
Los Angeles, CA
2
Seacoast Commerce Bank
Chula Vista, CA
12
Silvergate Bank
La Jolla, CA
4
South Cnty Bank
Rancho Santa Margarit, CA
1
South Valley National Bank A Divis
Gilroy, CA
1
Spectrum Bank
Irvine, CA
1
Stearns Bank
Saint Cloud, MN
3
Sunrise Bank Of Arizona
Phoenix, AZ
6
Superior Financial Group, LLC
Walnut Creek, CA
3
Susquehanna Bank Dv
Pottstown, PA
1
Temecula Valley Bank
Temecula, CA
14
The Mechanics Bank
Richmond, CA
1
U.S. Bank National Association
Cincinnati, OH
194
U.S. Bank National Association
La Jolla, CA
4
Umpqua Bank
Roseburg, OR
1
Union Bank Of California
Hemet, CA
1
Union Bank Of California
San Francisco, CA
136
United Central Bank
Garland, TX
2
United Commercial Bank
San Francisco, CA
4
United Western Bank
Denver, CO
1
Uniti Bank
Buena Park, CA
3
Ups Capital Business Credit
Windsor, CT
1
Vineyard Bank
Corona, CA
49
Vision One Cu
Sacramento, CA
2
Wachovia SBA Lending, Inc.
Roseville, CA
13
Wachovia SBA Lending, Inc.
Sacramento, CA
1
Washington Mutual Bank
Henderson, NV
74
Washington Mutual Bank
Salt Lake City, UT
1
Washington State Bank
Washington, IA
1
Wells Fargo Bank
Auburn, CA
6
Wells Fargo Bank
Carlsbad, CA
65
Wells Fargo Bank
Escondido, CA
2
Wells Fargo Bank
Minneapolis, MN
1
Wells Fargo Bank
San Jose, CA
232
Wells Fargo Bank
Sioux Falls, SD
45
Wilshire State Bank
Los Angeles, CA
7
World Trade Finance, Inc.
Glendale, CA
1

Tips for Getting a Business Loan in San Diego

Prior to contacting banks to discuss getting a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show your ability to pay the loan back to the bank.

Having a business plan is is critically important. If the money is to for a going concern, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Our Gaebler.com site is dedicated to providing advice to entrepreneurs, and we have a lot of useful articles about to Raising Money. If raising money is on your to-do list, one article that might be of interest to you is Choosing VC Firms.

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