Loan Census Banking News and Information
March 28, 2024  
 
 
  Business Loan Information  
 

Small Business Lenders in Saint Petersburg, Florida

 
Loan Census SBA Loan Info

Small business loans in Saint Petersburg, Florida are available. You just need to talk to the right bank.

If you are looking for a small business loan and your business is based in Saint Petersburg, Florida, we've assembled a list of local small business banks that you should contact.

Local Saint Petersburg Lending Resources

To help you learn more about local small business lenders, here's our list of small business banks in Saint Petersburg.

Small Business Bank Recent SBA Loans
Amsouth Investment Services Inc  
Automated Business Machines  
Bank Of America  
Bank Of St Petersburg  
Bay Cities Bank  
Bayshore Mortgage Inc.  
Branch Bank & Trust  
Colonial Bank - Banking Offices- St Petersburg  
Mercantile Bank, A Division Of 1
Synovus Bank Of Tampa Bay 286
Whitney National Bank 5

Business Loan Providers for Saint Petersburg Businesses

This is a list of banks outside of Saint Petersburg, Florida that have provided SBA loans to Saint Petersburg businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Amer Express Centurion Bk
Salt Lake City, UT
1
Banco Popular North America
New York City, NY
7
Bank Of America
Charlotte, NC
243
Bank Of The West
San Francisco, CA
1
Branch Bank & Trust
Winston Salem, NC
7
Business Loan Center, LLC
New York, NY
5
Business Loan Center, LLC
Panama City Beach, FL
2
Business Loan Center, LLC
Richmond, VA
3
California Bank & Trust
Sacramento, CA
5
Capital One
Mclean, VA
14
Cit Small Business Lending Corp
Livingston, NJ
7
Comerica Bank
Dallas, TX
6
Comerica Bank
Houston, TX
1
Commerce Bank/north
Ramsey, NJ
1
Community Bank Of Manatee
Bradenton, FL
2
Community W. Bank
Goleta, CA
2
Fidelity Bank
Norcross, GA
1
First Florida Bank
Naples, FL
1
First National Bank - Wauchula
Wauchula, FL
1
First National Bank N.w. Florida
Panama City, FL
2
First State Bank
Sarasota, FL
1
Innovative Bank
Oakland, CA
12
Internatl Bank - Miami
Coral Gables, FL
3
Jpmorgan Chase Bank
Houston, TX
1
Lehman Brothers Bank, FSB
Boston, MA
1
Newtek Small Business Finance Inc.
New York, NY
2
Orlando National Bank
Longwood, FL
1
Pnc Bank, National Association
Pittsburgh, PA
1
Regions Bank
Memphis, TN
1
Southern Comm. Bank
Tampa, FL
1
Stearns Bank
Saint Cloud, MN
1
Suntrust Bank
Atlanta, GA
1
Suntrust Bank
Richmond, VA
3
Superior Financial Group, LLC
Walnut Creek, CA
2
Temecula Valley Bank
Temecula, CA
1
Textron Financial Corp
Providence, RI
1
United Central Bank
Garland, TX
2
Ups Capital Business Credit
Windsor, CT
1
Wachovia SBA Lending, Inc.
Roseville, CA
5
Washington Mutual Bank
Henderson, NV
6
Wells Fargo Bank
Minneapolis, MN
1
Wells Fargo Bank
San Jose, CA
1
Wells Fargo Bank
Sioux Falls, SD
1
Zions First National Bank
West Valley City, UT
2

Business Loan Advice for Saint Petersburg Businesses

Before meeting with banks for a loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the loan back to the bank.

Having a business plan is is critically important. If the bank loan is to for a going concern, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as the equity in your home. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is passionate about assisting entrepreneurs, and we have a lot of useful articles about to Raising Money. For example, we recommend you read Getting a Small Business Loan.

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