Loan Census Banking News and Information
March 28, 2024  
 
 
  Business Loan Information  
 

Saint Louis, Missouri Business Loan

 
Loan Census SBA Loan Info

Small business loans in Saint Louis, Missouri are available. You just need to talk to the right bank.

This article is written specifically for small business proprietors in Saint Louis, Missouri who are interested in getting a small business loan.

Local Saint Louis Lenders

To help you learn more about local small business lenders, here's our list of small business banks in Saint Louis.

Small Business Bank Recent SBA Loans
Agribank FCB  
American Express  
American Mortgage JT  
American Pacific Mortgage  
Apex Mortgage Inc  
Bancstar Inc  
Bank Midwest - Glendale  
Bank Midwest - Wal-Mart Supercenters  
Bank Of America  
Bank Star  
Benfield Group Inc  
BFC Enterprises Inc  
BNY Trust CO of MO  
Boomer Educational Consultants  
Bremen Bank And Trust Company 9
Business Bank of St Louis  
Carrollton Bank  
Centennial Bank  
Central West End Bank-Fsb  
Checkmark Capitol LLC  
Citizens National Bank  
Cobank-National Bank for Cooperatives  
Commerce Bank 1
Commerce Mortgage Corporation  
Commercial Bank - West Port  
Concord Bank 1
Cornerstone Mortgagage Inc-Jane M. Miller  
Cornerstone Mortgage - City Office  
Crown Capital Corporation  
Diepenbrock William R  
Eagle Bank & Trust CO of Missouri  
Eagle Bank & Trust Company  
Eagle Bank and Trust Company of Missouri  
Edward Jones Trust Company 4
Enterprise Bank & Trust - Clayton  
Equality Savings Bank  
Everbank  
FCB South County Bank  
Federal Reserve Bank of Saint Louis - Human Resources  
Federal Reserve Bank of Saint Louis - Public Affairs  
Federal Reserve Bank of St Louis  
Fifth Third Bank  
Finch Associates  
First Bank  
First Databank  
First National Bank - St. Louis 4
First National Bank of St Louis  
First of Omaha Merchant Processing  
First Service Bank  
Flagstar Bank  
Ford Dealers Advertising Fund  
Frontenac Bank  
Gateway Bank of St Louis  
Gateway Bank Of St. Louis 2
Great Southern Bank  
Guaranty Trust CO of MO  
Heartland Bank 70
Independent Bankers' Bank  
Irwin Union Bank FSB  
J.C. And Associates  
Jefferson Bank & Trust - Creve Coeur Office  
Jefferson Bank & Trust - South County Office  
Jefferson Bank & Trust - St Louis Main Office  
Jefferson Bank & Trust Co. 1
Keystone Bank - Crestwood  
Keystone Bank - St Louis  
Lasalle Bank NA  
Lindell Bank & Trust Company 2
M & I Bank  
Maximum A T M Network Service  
Midwest Bankcentre 27
Midwest Mortgage Capital  
Missouri State Bank - Clayton  
Missouri State Bank - Creve Coeur  
Missouri State Bank - Customer Service  
Missouri State Bank - St Louis Hills  
Missouri State Bank - Sunset Hills  
Monday Security Corporation  
Montgomery Bank 5
Montgomery First National Bank  
Mortgage Haus  
Mortgage St Louis  
National City Bank 33
Northern Trust Bank  
Olive Surgery Center  
Pioneer Bank  
Plum Tree  
Pulaski Bank 18
Royal Banks Of Missouri 3
Southwest Bank Of St. Louis 88
St. Johns Bank & Trust 16
Stifel Bank & Trust 2
The Privatebank 1
Ups Capital Business Credit 4

Banks that Lend to Saint Louis Businesses

This is a list of banks outside of Saint Louis, Missouri that have provided SBA loans to Saint Louis businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Associated Bank
Green Bay, WI
1
Banco Popular North America
New York City, NY
2
Bank Of America
Charlotte, NC
106
Bank Of Belton
Belton, MO
1
Bank Of Bloomsdale
Bloomsdale, MO
1
Business Loan Center, LLC
Panama City Beach, FL
1
California Bank & Trust
Sacramento, CA
2
Capital One
Mclean, VA
28
Cit Small Business Lending Corp
Livingston, NJ
15
Commerce Bank
Kansas City, MO
11
Commerce Bank
Kirkwood, MO
1
Farmers & Merchants Bank - St. C
Saint Clair, MO
1
Fifth Third Bank
Grand Rapids, MI
1
First Clover Leaf Bank
Edwardsville, IL
1
Innovative Bank
Oakland, CA
60
Merrill Lynch Bank Usa
Salt Lake City, UT
1
Montgomery Bank
Sikeston, MO
1
National City Bank
Bannockburn, IL
7
National City Bank
Clayton, MO
1
National City Bank
Cleveland, OH
3
Regions Bank
Birmingham, AL
11
Regions Bank
Columbia, MO
4
Regions Bank
Memphis, TN
7
Superior Financial Group, LLC
Walnut Creek, CA
12
The Business Bank Of St. Louis
Clayton, MO
1
U.S. Bank National Association
Cincinnati, OH
201
Wells Fargo Bank
San Jose, CA
1
Wells Fargo Bank
Sioux Falls, SD
1

Saint Louis Business Loan Advice

Before meeting with banks for a loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you intend to to pay the loan back to the bank.

Having a business plan is essential. If the money is to for a company that is already doing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are new to our Gaebler.com site, you should know that we are all about supporting entrepreneurs, and we have a lot of resources related to to Raising Money. To learn more, one article that might be of interest to you is Angel Investors.

Business Loan Sources for Other Cities in Missouri
Get a Business Loan in Rolla
Get a Business Loan in Sedalia

Browse All Business Loan Sources for Missouri