Loan Census Banking News and Information
March 28, 2024  
 
 
  Business Loan Information  
 

Small Business Lenders in Saint Augustine, Florida

 
Loan Census SBA Loan Info

I need a loan for my business in Saint Augustine, Florida! If that's what's on your mind, you've come to the right place.

If you are looking for a small business loan and your business is based in Saint Augustine, Florida, we've assembled a list of local small business banks that you should contact.

Local Saint Augustine Lending Resources

Without further adieu, here's our list of small business banks in Saint Augustine.

Small Business Bank Recent SBA Loans
Amsouth Bank  
ATM Services  
Bank Of America  
Bank of St Augustine  
BB & T  
Colonial Bank - Banking Offices- St Augustine  
First Fed. Bank - No. Florida 3
Haven Trust Bank 5
Prosperity Bank 4
Putnam State Bank 2

Business Loan Providers for Saint Augustine Businesses

This is a list of banks outside of Saint Augustine, Florida that have provided SBA loans to Saint Augustine businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Amer Enter. Bank - Florida
Jacksonville, FL
1
Banco Popular North America
New York City, NY
5
Bank Of America
Charlotte, NC
57
Branch Bank & Trust
Winston Salem, NC
7
Business Loan Center, LLC
New York, NY
2
Business Loan Center, LLC
Richmond, VA
2
Capital One
Mclean, VA
4
Cit Small Business Lending Corp
Livingston, NJ
6
Comerica Bank
Dallas, TX
2
Compass Bank
Birmingham, AL
6
First Coast Community Bank
Fernandina Beach, FL
18
First National Bank - Nassau Cnty
Fernandina Beach, FL
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
2
Haven Trust Bank
Duluth, GA
1
Innovative Bank
Oakland, CA
2
Orlando National Bank
Longwood, FL
2
Pnc Bank, National Association
Philadelphia, PA
2
Suntrust Bank
Richmond, VA
2
U.S. Bank National Association
Cincinnati, OH
3
Wachovia Bank
Birmingham, AL
1
Wachovia Bank
Charlotte, NC
1
Wachovia SBA Lending, Inc.
Roseville, CA
1
Wells Fargo Bank
Austin, TX
1

Business Loan Advice for Saint Augustine Businesses

Before meeting with banks for a loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show how you intend to to pay the loan back to the bank.

A well-defined business plan is is critically important. If the money is to for a company that is already doing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

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