Loan Census Banking News and Information
March 28, 2024  
 
 
  Business Loan Information  
 

Small Business Lenders in Roslyn, New York

 
Loan Census SBA Loan Info

I need a loan for my business in Roslyn, New York! If that's what's on your mind, you've come to the right place.

If you are planning on applying for a small business loan and your business is based in Roslyn, New York, we've assembled a list of local small business banks that you should contact.

Local Roslyn Lending Resources

Without further adieu, here's our list of small business banks in Roslyn.

Small Business Bank Recent SBA Loans
Citibank NA  
Dime Savings Bank of Williamsburgh  

Banks that Lend to Roslyn Businesses

This is a list of banks outside of Roslyn, New York that have provided SBA loans to Roslyn businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Asia Bank
New York City, NY
1
Bank Of America
Charlotte, NC
2
Bank Of America
Providence, RI
3
Capital One
Mclean, VA
1
Capital One
Melville, NY
2
Cit Small Business Lending Corp
Livingston, NJ
1
Comerica Bank
Dallas, TX
1
Hsbc Bank Usa
Syracuse, NY
1
Innovative Bank
Oakland, CA
2
Jpmorgan Chase Bank
Houston, TX
5
Washington Mutual Bank
Henderson, NV
1

Business Loan Advice for Roslyn Businesses

Prior to meeting with lenders to get a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show how you plan to pay the loan back to the lender.

Being able to present a well-written business plan is is critically important. If the capital is to for a going concern, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to pledge your personal assets, such as your individual retirement account or pension plan. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Invest the time to learn as much as you can about Raising Money. To get the ball rolling, we recommend you read Attracting Investors.

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