Loan Census Banking News and Information
September 26, 2020  
 
 
  Business Loan Information  
 

Business Loan Roseville, California

 
Loan Census SBA Loan Info

I need a loan for my business in Roseville, California! If that's what's on your mind, you've come to the right place.

This article is written specifically for small business owners in Roseville, California who are interested in getting a small business loan.

Local Roseville Business Lenders

Without further adieu, here's our list of small business banks in Roseville.

Small Business Bank Recent SBA Loans
American River Bank 1
AmeriTech Financial  
Bank Of America  
Bank of the West - Branch Locations- Roseville  
Borrego Springs Bank  
Capital Markets Group  
Capitol Valley Bank  
Umpqua Bank 260
Wachovia SBA Lending, Inc. 3,352
Wells Fargo Bank 7

Banks that Lend to Roseville Businesses

This is a list of banks outside of Roseville, California that have provided SBA loans to Roseville businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
American River Bank
Sacramento, CA
1
Bank Of America
Charlotte, NC
40
Bank Of The West
Salt Lake City, UT
1
Bank Of The West
San Francisco, CA
1
Bank Of The West
Truckee, CA
12
Beach Business Bank
Manhattan Beach, CA
1
Borrego Springs Bank
Borrego Springs, CA
2
Branch Bank & Trust
Winston Salem, NC
2
Business Commun Capital A Divi
Anaheim, CA
1
Business Loan Center, LLC
New York, NY
2
Butte Community Bank
Oroville, CA
1
California Bank & Trust
Sacramento, CA
6
California Bank & Trust
San Diego, CA
1
Capital One
Mclean, VA
18
Capital One Bank (usa)
Glen Allen, VA
3
Cit Small Business Lending Corp
Livingston, NJ
12
Citibank
Las Vegas, NV
2
Citibank
San Francisco, CA
3
Comerica Bank
Dallas, TX
12
Community Banks - Northern Cal
Tracy, CA
1
Community Business Bank
West Sacramento, CA
1
Community W. Bank
Goleta, CA
4
County Bank
Merced, CA
1
Cupertino National Bank A Division
Cupertino, CA
1
Excel National Bank
Beverly Hills, CA
2
First Bank
Concord, CA
1
First Northern Bank Of Dixon
Dixon, CA
2
First Republic Bank
Walnut Creek, CA
1
First U S Community Cu
Sacramento, CA
4
Focus Business Bank
San Jose, CA
1
Fullerton Community Bank, FSB
Fullerton, CA
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Gold Country Bank
Marysville, CA
2
Greater Bay Bank
Palo Alto, CA
2
Hanmi Bank
Los Angeles, CA
1
Heritage Bank Of Commerce
San Jose, CA
2
Inland Commun Bank
Rialto, CA
1
Innovative Bank
Oakland, CA
4
Irwin Franchise Cap. Corp
Montvale, NJ
1
Ncb, FSB
Hillsboro, OH
1
Pacific Cap. Bank
Santa Barbara, CA
1
Redding Bank Of Commerce
Redding, CA
1
Safe Cu
North Highlands, CA
1
Security Pacific Bank
Los Angeles, CA
1
South Cnty Bank
Rancho Santa Margarit, CA
1
Stearns Bank
Saint Cloud, MN
1
Sterling Savings Bank
Santa Rosa, CA
2
Superior Financial Group, LLC
Walnut Creek, CA
3
Temecula Valley Bank
Temecula, CA
3
Textron Business Credit, Inc.
Providence, RI
1
U.S. Bank National Association
Cincinnati, OH
22
Umpqua Bank
Cameron Park, CA
8
Umpqua Bank
Napa, CA
1
Umpqua Bank
Roseburg, OR
7
Union Bank Of California
San Francisco, CA
1
United Central Bank
Garland, TX
1
United Commercial Bank
San Francisco, CA
2
United Security Bank
Fresno, CA
1
Vineyard Bank
Corona, CA
2
Wachovia SBA Lending, Inc.
Sacramento, CA
1
Washington Mutual Bank
Henderson, NV
4
Wells Fargo Bank
Auburn, CA
5
Wells Fargo Bank
Lodi, CA
1
Wells Fargo Bank
San Jose, CA
43
Wells Fargo Bank
Sioux Falls, SD
3

Tips for Getting a Business Loan in Roseville

Before contacting banks to get a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show how you plan to pay the loan back to the bank.

Being able to present a well-written business plan is is critically important. If the financing is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to to guarantee the loan with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is all about aiding entrepreneurs, and we have a lot of useful articles about to Raising Money. For example, we would suggest you read How Much Venture Capital Is There?.

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