Business Loan Roseville, California

I need a loan for my business in Roseville, California! If that's what's on your mind, you've come to the right place.

This article is written specifically for small business owners in Roseville, California who are interested in getting a small business loan.

Local Roseville Business Lenders

Without further adieu, here's our list of small business banks in Roseville.

Small Business Bank	Recent SBA Loans
American River Bank	1
AmeriTech Financial
Bank Of America
Bank of the West - Branch Locations- Roseville
Borrego Springs Bank
Capital Markets Group
Capitol Valley Bank
Umpqua Bank	260
Wachovia SBA Lending, Inc.	3,352
Wells Fargo Bank	7

Banks that Lend to Roseville Businesses

This is a list of banks outside of Roseville, California that have provided SBA loans to Roseville businesses. Some of these may be national banks with local branch locations.

Small Business Bank	Recent SBA Loans
American River Bank Sacramento, CA	1
Bank Of America Charlotte, NC	40
Bank Of The West Salt Lake City, UT	1
Bank Of The West San Francisco, CA	1
Bank Of The West Truckee, CA	12
Beach Business Bank Manhattan Beach, CA	1
Borrego Springs Bank Borrego Springs, CA	2
Branch Bank & Trust Winston Salem, NC	2
Business Commun Capital A Divi Anaheim, CA	1
Business Loan Center, LLC New York, NY	2
Butte Community Bank Oroville, CA	1
California Bank & Trust Sacramento, CA	6
California Bank & Trust San Diego, CA	1
Capital One Mclean, VA	18
Capital One Bank (usa) Glen Allen, VA	3
Cit Small Business Lending Corp Livingston, NJ	12
Citibank Las Vegas, NV	2
Citibank San Francisco, CA	3
Comerica Bank Dallas, TX	12
Community Banks - Northern Cal Tracy, CA	1
Community Business Bank West Sacramento, CA	1
Community W. Bank Goleta, CA	4
County Bank Merced, CA	1
Cupertino National Bank A Division Cupertino, CA	1
Excel National Bank Beverly Hills, CA	2
First Bank Concord, CA	1
First Northern Bank Of Dixon Dixon, CA	2
First Republic Bank Walnut Creek, CA	1
First U S Community Cu Sacramento, CA	4
Focus Business Bank San Jose, CA	1
Fullerton Community Bank, FSB Fullerton, CA	1
Ge Cap. Small Business Finan Corp St. Louis, MO	1
Gold Country Bank Marysville, CA	2
Greater Bay Bank Palo Alto, CA	2
Hanmi Bank Los Angeles, CA	1
Heritage Bank Of Commerce San Jose, CA	2
Inland Commun Bank Rialto, CA	1
Innovative Bank Oakland, CA	4
Irwin Franchise Cap. Corp Montvale, NJ	1
Ncb, FSB Hillsboro, OH	1
Pacific Cap. Bank Santa Barbara, CA	1
Redding Bank Of Commerce Redding, CA	1
Safe Cu North Highlands, CA	1
Security Pacific Bank Los Angeles, CA	1
South Cnty Bank Rancho Santa Margarit, CA	1
Stearns Bank Saint Cloud, MN	1
Sterling Savings Bank Santa Rosa, CA	2
Superior Financial Group, LLC Walnut Creek, CA	3
Temecula Valley Bank Temecula, CA	3
Textron Business Credit, Inc. Providence, RI	1
U.S. Bank National Association Cincinnati, OH	22
Umpqua Bank Cameron Park, CA	8
Umpqua Bank Napa, CA	1
Umpqua Bank Roseburg, OR	7
Union Bank Of California San Francisco, CA	1
United Central Bank Garland, TX	1
United Commercial Bank San Francisco, CA	2
United Security Bank Fresno, CA	1
Vineyard Bank Corona, CA	2
Wachovia SBA Lending, Inc. Sacramento, CA	1
Washington Mutual Bank Henderson, NV	4
Wells Fargo Bank Auburn, CA	5
Wells Fargo Bank Lodi, CA	1
Wells Fargo Bank San Jose, CA	43
Wells Fargo Bank Sioux Falls, SD	3

Tips for Getting a Business Loan in Roseville

Before contacting banks to get a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show how you plan to pay the loan back to the bank.

Being able to present a well-written business plan is is critically important. If the financing is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to to guarantee the loan with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is all about aiding entrepreneurs, and we have a lot of useful articles about to Raising Money. For example, we would suggest you read How Much Venture Capital Is There?.

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