Loan Census Banking News and Information
September 26, 2020  
 
 
  Business Loan Information  
 

Business Loan Riverdale, Georgia

 
Loan Census SBA Loan Info

I need a loan for my business in Riverdale, Georgia! If that's what's on your mind, you've come to the right place.

This article is written specifically for entrepreneurs in Riverdale, Georgia who are interested in getting debt financing.

Local Riverdale Banks

To help you learn more about local small business lenders, here's our list of small business banks in Riverdale.

Small Business Bank Recent SBA Loans
Bank Of America  
BB & T - Other Branches- Riverdale  
First Citizens Bank  
Peachtree National Bank  

Banks that Lend to Riverdale Businesses

This is a list of banks outside of Riverdale, Georgia that have provided SBA loans to Riverdale businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
26
Bank Of North Georgia
Covington, GA
1
Branch Bank & Trust
Conyers, GA
1
Branch Bank & Trust
Covington, GA
1
Branch Bank & Trust
Winston Salem, NC
1
Business Loan Center, LLC
New York, NY
3
Business Loan Center, LLC
Panama City Beach, FL
3
Capital One
Mclean, VA
5
Capital One Bank (usa)
Glen Allen, VA
1
Cit Small Business Lending Corp
Livingston, NJ
2
Community So. Bank D.b.a Commun
Parsons, TN
1
Community W. Bank
Goleta, CA
1
First Charter Bank
Lawrenceville, GA
1
Gulf Coast Bank & Trust
New Orleans, LA
1
Haven Trust Bank
Duluth, GA
1
Innovative Bank
Oakland, CA
14
Metro City Bank
Doraville, GA
1
Nara Bank
Los Angeles, CA
2
Omni National Bank
Atlanta, GA
1
Quantum National Bank
Suwanee, GA
1
Rbc Centura Bank
Atlanta, GA
1
Saehan Bank
Los Angeles, CA
1
Suntrust Bank
Richmond, VA
4
The Buckhead Community Bank
Atlanta, GA
1
The Foster Bank
Chicago, IL
1
U.S. Bank National Association
Cincinnati, OH
1
United Central Bank
Garland, TX
1
United Commercial Bank
Atlanta, GA
4
Wachovia Bank
Birmingham, AL
2
Wachovia Bank
Charlotte, NC
2
Wachovia Bank
Winston Salem, NC
5
Wachovia SBA Lending, Inc.
Roseville, CA
1
Washington Mutual Bank
Henderson, NV
9

Tips for Getting a Business Loan in Riverdale

Before contacting banks to get a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you intend to to pay the money back to the bank.

A well-defined business plan is is critically important. If the bank loan is to for a company that is already doing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Take the time to learn as much as you can about Raising Money. To get the ball rolling, we recommend you read How to Raise Money.

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