Loan Census Banking News and Information
April 20, 2024  
 
 
  Business Loan Information  
 

Business Loan Oceanside, California

 
Loan Census SBA Loan Info

Getting a business loan in Oceanside, California seems challenging at first, but we're here to help you get started.

We wrote this article for small business owners in Oceanside, California who are interested in getting a bank loan.

Local Oceanside Business Lenders

Without further adieu, here's our list of small business banks in Oceanside.

Small Business Bank Recent SBA Loans
1st Pacific Bank of California  
Bank Of America  

Business Loan Providers for Oceanside Businesses

Be sure to speak with bankers outside of Oceanside, California. These banks, in the table below, have lent to other Oceanside small business owners. In some cases, these large banks may have local bankers you can speak with regarding small business loans.

Small Business Bank Recent SBA Loans
1st Centennial Bank
Redlands, CA
1
1st Pacific Bank Of California
San Diego, CA
3
Alliance Bank Of Arizona
Phoenix, AZ
1
American Continental Bank
City Of Industry, CA
1
Banco Popular North America
Downey, CA
2
Banco Popular North America
New York City, NY
7
Bank Of America
Charlotte, NC
43
Bank Of Escondido
Escondido, CA
1
Beach Business Bank
Manhattan Beach, CA
1
Borrego Springs Bank
Borrego Springs, CA
1
Business Loan Center, LLC
New York, NY
2
Business Loan Center, LLC
Panama City Beach, FL
6
California Bank & Trust
Sacramento, CA
13
California Bank & Trust
San Diego, CA
1
Capital One
Mclean, VA
12
Capital One Bank (usa)
Glen Allen, VA
1
Center Bank
Los Angeles, CA
1
Cit Small Business Lending Corp
Golden, CO
1
Cit Small Business Lending Corp
Livingston, NJ
4
Citibank
Las Vegas, NV
3
Citibank
San Francisco, CA
4
Comerica Bank
Dallas, TX
5
Comerica Bank
Menlo Park, CA
2
Community W. Bank
Goleta, CA
2
Discovery Bank
San Marcos, CA
4
First Bank
Chula Vista, CA
2
First Business Bank
Ramona, CA
1
First California Bank
Camarillo, CA
1
First National Bank - Southern Calif
San Marcos, CA
3
First Tennessee Bank
Memphis, TN
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Hanmi Bank
Los Angeles, CA
2
Innovative Bank
Oakland, CA
1
Internatl City Bank
Long Beach, CA
2
La Jolla Bank, FSB
Escondido, CA
2
La Jolla Bank, FSB
La Jolla, CA
1
Lehman Brothers Bank, FSB
Wilmington, DE
4
Merchants Bank - California Natl
Carson, CA
1
Mirae Bank
Los Angeles, CA
1
Mission Oaks National Bank
Temecula, CA
2
National Bank Of California
Los Angeles, CA
1
Neighborhood National Bank
San Diego, CA
5
Pacific Cap. Bank
Santa Barbara, CA
6
Pacific Coast National Bank
San Clemente, CA
2
Pacific Western Bank
Carlsbad, CA
1
Pacific Western Bank
Coronado, CA
1
Pacific Western Bank
Escondido, CA
6
Pacific Western Bank
Huntington Beach, CA
1
Pacific Western Bank
Rancho Santa Fe, CA
2
Pacific Western Bank
San Diego, CA
4
Seacoast Commerce Bank
Chula Vista, CA
1
Security Business Bank - San Diego
San Diego, CA
2
Spectrum Bank
Irvine, CA
1
Stearns Bank
Saint Cloud, MN
1
Sunrise Bank Of Arizona
Phoenix, AZ
3
Temecula Valley Bank
Temecula, CA
2
U.S. Bank National Association
Cincinnati, OH
18
Union Bank Of California
Irvine, CA
1
Union Bank Of California
San Francisco, CA
18
Uniti Bank
Buena Park, CA
1
Wachovia SBA Lending, Inc.
Roseville, CA
3
Washington Mutual Bank
Henderson, NV
16
Wells Fargo Bank
Auburn, CA
1
Wells Fargo Bank
Carlsbad, CA
12
Wells Fargo Bank
San Jose, CA
25
Wells Fargo Bank
Sioux Falls, SD
5
Wilshire State Bank
Los Angeles, CA
2

Tips for Getting a Business Loan in Oceanside

Borrowing money is one of the most common sources of funding for a small business, but getting small business financing is not a slam dunk.

Improve your odds by talking to as many banks as possible.

When applying for a small business loan, you will find that some banks will not work with you and others will. Of those banks that will work with you, some will offer a better deal than others.

By talking to all of the local banks in your area, and even reaching out to some of the national banks, you will be sure to get the best small business financing available.

Remember, before contacting lenders, be sure to prepare your business profile, loan request details, collateral description, business financial statements and personal financial statements.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is dedicated to supporting entrepreneurs, and we have a lot of resources related to to Raising Money. For example, we would suggest you read Bank Credit Lines.

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