Loan Census Banking News and Information
October 17, 2019  
 
 
  Business Loan Information  
 

Small Business Lenders in Newnan, Georgia

 
Loan Census SBA Loan Info

I need a loan for my business in Newnan, Georgia! If that's what's on your mind, you've come to the right place.

If you are planning on applying for a small business loan and your business is based in Newnan, Georgia, we've assembled a list of local small business banks that you should contact.

Local Newnan Lending Resources

To help you learn more about local small business lenders, here's our list of small business banks in Newnan.

Small Business Bank Recent SBA Loans
Bank Of America  
Bank Of Coweta 7
Bank of Georgia  
BB & T  
Branch Bank & Trust 1
Famers and Merchants Community Bank  
Farmers and Merchants Bank  
Farmers and Merchants Community Bank - Newman OFC  
Farmers and Merchants Community Bank - Sharpsburg OFC  
Farmers and Merchants Community Bank Mortgage  
First Coweta Bank 7
Flag Mortgage  
Newnan Coweta Bank  

Other Lending Resources for Newnan Businesses

This is a list of banks outside of Newnan, Georgia that have provided SBA loans to Newnan businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Atlanta Business Bank
Atlanta, GA
1
Banco Popular North America
New York City, NY
2
Bank Of America
Charlotte, NC
23
Bank Of North Georgia
Alpharetta, GA
1
Bank Of The West
San Francisco, CA
1
Borrego Springs Bank
Borrego Springs, CA
1
Branch Bank & Trust
Covington, GA
2
Branch Bank & Trust
Dunwoody, GA
1
Branch Bank & Trust
Winston Salem, NC
6
Business Loan Center, LLC
New York, NY
1
Capital One
Mclean, VA
7
Cit Small Business Lending Corp
Livingston, NJ
3
Citizens Trust Bank
Atlanta, GA
1
Community W. Bank
Goleta, CA
2
Cornerstonebank
Atlanta, GA
1
First Charter Bank
Lawrenceville, GA
3
Heritage Bank
Jonesboro, GA
2
Innovative Bank
Oakland, CA
1
Omni National Bank
Atlanta, GA
1
Pnc Bank, National Association
Philadelphia, PA
2
Quantum National Bank
Suwanee, GA
2
Rbc Centura Bank
Atlanta, GA
2
Security Bank Of North Metro
Woodstock, GA
1
Shinhan Bank America
New York City, NY
1
Suntrust Bank
Atlanta, GA
1
Suntrust Bank
Richmond, VA
2
Synovus Bank Of Tampa Bay
Saint Petersburg, FL
1
Temecula Valley Bank
Temecula, CA
1
The Buckhead Community Bank
Atlanta, GA
1
United Commercial Bank
Atlanta, GA
1
United Commercial Bank
San Francisco, CA
1
United Community Bank
Fairburn, GA
1
Wachovia Bank
Birmingham, AL
2
Wachovia Bank
Charlotte, NC
3
Wachovia Bank
Winston Salem, NC
2
Wachovia SBA Lending, Inc.
Roseville, CA
1
Washington Mutual Bank
Henderson, NV
5
Wells Fargo Bank
Sioux Falls, SD
1

Business Loan Advice for Newnan Businesses

As a prerequisite to meeting with banks to get a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you plan to pay the loan back to the bank.

Having a business plan is is critically important. If the capital is to for a going concern, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review 504 Loans.

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