Loan Census Banking News and Information
December 12, 2018  
 
 
  Business Loan Information  
 

Miami, Florida Small Business Loans

 
Loan Census SBA Loan Info

Small business loans in Miami, Florida are available. You just need to talk to the right bank.

If you are looking for a small business loan and your business is based in Miami, Florida, we've assembled a list of local small business banks that you should contact.

Local Miami Business Loan Sources

To assist you in finding a small business banker, here's our list of small business banks in Miami.

Small Business Bank Recent SBA Loans
ABN AMRO Bank  
All City Mortgage Finance- Corp  
Amtrust Bank  
Angee & Associates  
Ascent Investment Management Inc  
ATM USA  
BAC Florida Bank  
Banc Of America Investment Services- Inc  
Banca Sella  
Bancaja Miami Agency  
Banco Bilboa Vizcaya Argentaria  
Banco Colpatria Miami Agency  
Banco de Bogota International Corporation  
Banco de Chile  
Banco de LA Nacion Argentina  
Banco de Sabadell SA  
Banco Del Pichincha-Miami Agency  
Banco Do Brazil S A  
Banco Industrial de Venezuela  
Banco Latino International  
Banco Popular  
Bank AUDI  
Bank Leumi Usa 3
Bank Of America  
Bank of New York Trust CO  
Bankatlantic  
Bankers Trust International  
Bankunited  
Banque Nationale de Paris-Miami Agency  
Bantek ATM Services  
Barclay's Bank  
Brickell Banking & Finance Inc  
Builders Bank  
Caixanova  
CAJA Madrid Miami Agency  
Capture Systems  
Cardservice International  
CCC- Incorporated  
Citibank 407
Citrus Bank NA  
City National Bank Of Florida 3
Citytel  
Coconut Grove Bank  
Colonial Bank 2
Commerce Bank  
Commercebank NA - Banking Centers- Kendall  
Community Bank Of Florida 3
Continl National Bank - Miami 15
Eagle National Bank Of Miami 4
Metro Bank Of Dade County 16
Northern Trust 2
Ocean Bank 94
Premier American Bank 2
Regions Bank 4
Republic Federal Bank 7
Suntrust Bank 5
Terrabank 2
Totalbank 3
Transatlantic Bank 8
Ups Capital Business Credit 3

Lenders for Miami Businesses

This is a list of banks outside of Miami, Florida that have provided SBA loans to Miami businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st National Bank - So. Miami
South Miami, FL
1
1st United Bank
Boca Raton, FL
7
1st United Bank
North Palm Beach, FL
1
Amer Express Centurion Bk
Salt Lake City, UT
4
Amresco SBA Holdings, Inc.
Irving, TX
1
Banco Popular
Orlando, FL
6
Banco Popular North America
New York City, NY
182
Bank Leumi Usa
New York City, NY
1
Bank Of America
Charlotte, NC
2,338
Bank Of America
Providence, RI
2
Bank Of The West
San Francisco, CA
9
Bank Of The West
Truckee, CA
1
Bankunited, FSB
Coral Gables, FL
57
Beal Bank, D/b/a Beal Bank
Plano, TX
1
Branch Bank & Trust
Winston Salem, NC
1
Business Lenders, LLC
Hartford, CT
2
Business Loan Center, LLC
New York, NY
13
Business Loan Center, LLC
Panama City Beach, FL
22
Business Loan Center, LLC
Richmond, VA
2
California Bank & Trust
Sacramento, CA
104
California Bank & Trust
San Diego, CA
18
Capital One
Mclean, VA
153
Capital One Bank (usa)
Glen Allen, VA
10
Cit Small Business Lending Corp
Livingston, NJ
77
Citibank
Las Vegas, NV
38
Citibank
San Francisco, CA
28
Colonial Bank
Fort Lauderdale, FL
1
Colonial Bank
Montgomery, AL
1
Colonial Bank
Weston, FL
1
Comerica Bank
Dallas, TX
23
Comerica Bank
Houston, TX
3
Commerce Bank
Philadelphia, PA
1
Community Bank Of Florida
Homestead, FL
11
Community Bank Of Florida
Perrine, FL
3
Community Bank Of Manatee
Bradenton, FL
1
Community So. Bank D.b.a Commun
Knoxville, TN
5
Community So. Bank D.b.a Commun
Parsons, TN
13
Community W. Bank
Goleta, CA
9
Compass Bank
Birmingham, AL
1
Comvest Export Finan Company I
Clarksburg, WV
1
Desjardins Bank
Hallandale Beach, FL
2
Eastwood Bank
Winona, MN
1
First National Bank Of Arizona
Scottsdale, AZ
4
First Priority Bank
Bradenton, FL
3
First Tennessee Bank
Memphis, TN
1
First Western Sblc, Inc
Dallas, TX
1
Flagler Bank
West Palm Beach, FL
1
Floridian Community Bank
Davie, FL
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
30
Greater Bay Bank
Palo Alto, CA
1
Grow America Fund Inc
New York, NY
1
Hsbc Bank Usa
Buffalo, NY
19
Hsbc Bank Usa
Syracuse, NY
60
Independence Bank
East Greenwich, RI
3
Innovative Bank
Oakland, CA
23
Internatl Bank - Miami
Coral Gables, FL
19
Irwin Franchise Cap. Corp
Montvale, NJ
2
Jpmorgan Chase Bank
Houston, TX
4
Lehman Brothers Bank, FSB
Boston, MA
4
Lehman Brothers Bank, FSB
Wilmington, DE
1
Mercantil Commercebank National As
Coral Gables, FL
1
Mercantil Commercebank National As
Hialeah, FL
4
Merrill Lynch Bank Usa
Salt Lake City, UT
11
National City Bank
West Palm Beach, FL
1
Newtek Small Business Finance Inc.
New York, NY
18
Pnc Bank, National Association
Philadelphia, PA
6
Pnc Bank, National Association
Pittsburgh, PA
4
Regions Bank
Atlanta, GA
3
Regions Bank
Birmingham, AL
6
Regions Bank
Memphis, TN
99
Small Business Loan Source LLC
Houston, TX
2
Sun American Bank
Boca Raton, FL
12
Suntrust Bank
Hollywood, FL
2
Suntrust Bank
Richmond, VA
21
Superior Financial Group, LLC
Walnut Creek, CA
7
Synovus Bank Of Tampa Bay
Saint Petersburg, FL
1
Temecula Valley Bank
Temecula, CA
17
Textron Business Credit, Inc.
Providence, RI
2
The Huntington National Bank
Columbus, OH
2
Transamerica Small Business Capita
Greenville, SC
1
Turnberry Bank
Aventura, FL
1
U.S. Bank National Association
Cincinnati, OH
3
Unity Bank
Clinton, NJ
2
Ups Capital Business Credit
Windsor, CT
16
Valley Bank
Fort Lauderdale, FL
2
Wachovia Bank
Birmingham, AL
2
Wachovia Bank
Charlotte, NC
15
Wachovia Bank
West Palm Beach, FL
4
Wachovia Bank
Winston Salem, NC
1
Wachovia SBA Lending, Inc.
Roseville, CA
51
Washington Mutual Bank
Henderson, NV
269
Washington Mutual Bank
Houston, TX
1
Washington State Bank
Washington, IA
2
Wells Fargo Bank
Austin, TX
1
Wells Fargo Bank
San Jose, CA
1
Wells Fargo Bank
Sioux Falls, SD
1
Westconsin Cu
Menomonie, WI
1
Zions First National Bank
West Valley City, UT
2

Miami Bank Loan Tips

Before meeting with lenders for a loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the loan back to the lender.

Being able to present a well-written business plan is an important prerequisite. If the financing is to for a company that is already doing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as your individual retirement account or pension plan. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Our Gaebler.com site is deeply committed to aiding small business owners, and we have a lot of resources related to to Raising Money. For example, we would suggest you read Choosing VC Firms.

Business Loan Sources for Other Cities in Florida
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Get a Business Loan in Miami Beach

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