Loan Census Banking News and Information
March 28, 2024  
 
 
  Business Loan Information  
 

Small Business Lenders in Mebane, North Carolina

 
Loan Census SBA Loan Info

I need a loan for my business in Mebane, North Carolina! If that's what's on your mind, you've come to the right place.

If you are planning on applying for a small business loan and your business is based in Mebane, North Carolina, we've put together a list of local small business banks that you should contact.

Local Mebane Lenders

To assist you in finding a small business banker, here's our list of small business banks in Mebane.

Small Business Bank Recent SBA Loans
1st State Bank  
Alamance National Bank  
Central Carolina Bank - Office Locations- Mebane Office  
First Savings & Loan Association  
Suntrust Bank 1
The Fidelity Bank 2

Banks that Lend to Mebane Businesses

This is a list of banks outside of Mebane, North Carolina that have provided SBA loans to Mebane businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
1
Branch Bank & Trust
Winston Salem, NC
1
Capital One
Mclean, VA
1
Cit Small Business Lending Corp
Livingston, NJ
1
Communityone Bank
Graham, NC
2
Innovative Bank
Oakland, CA
1
Newtek Small Business Finance Inc.
New York, NY
1
Rbc Centura Bank
Raleigh, NC
1
Self-help Cu
Greensboro, NC
1
Suntrust Bank
Richmond, VA
1
Wachovia Bank
Charlotte, NC
1
Wachovia Bank
Winston Salem, NC
1

Business Loan Advice for Mebane Businesses

Before reaching out to banks to discuss getting a bank loan, you will need to have a specific plan.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show your ability to pay the money back to the bank.

Having a business plan is is critically important. If the financing is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are new to our Gaebler.com site, you should know that we are deeply committed to helping entrepreneurs, and we have a lot of resources related to to Raising Money. For example, one article that might be of interest to you is Getting a Small Business Loan.

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