Loan Census Banking News and Information
September 30, 2020  
 
 
  Business Loan Information  
 

Martinez, Georgia Business Loan

 
Loan Census SBA Loan Info

Small business loans in Martinez, Georgia are available. You just need to talk to the right bank.

We wrote this article for entrepreneurs in Martinez, Georgia who are interested in getting debt financing.

Local Martinez Lenders

Without further adieu, here's our list of small business banks in Martinez.

Small Business Bank Recent SBA Loans
First Bank Of Georgia 5

SBA Lenders for Martinez Businesses

This is a list of banks outside of Martinez, Georgia that have provided SBA loans to Martinez businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
3
Branch Bank & Trust
Winston Salem, NC
1
Capital One
Mclean, VA
3
Cit Small Business Lending Corp
Livingston, NJ
1
Georgia Bank & Trust - Augusta
Augusta, GA
1
Haven Trust Bank
Duluth, GA
1
Queensborough National Bank & Trust
Louisville, GA
1
Regions Bank
Birmingham, AL
1
Suntrust Bank
Augusta, GA
3
Suntrust Bank
Richmond, VA
1
The Buckhead Community Bank
Atlanta, GA
1
Unity Bank
Clinton, NJ
1
Wachovia Bank
Birmingham, AL
5
Wachovia Bank
Charlotte, NC
2
Wachovia SBA Lending, Inc.
Roseville, CA
2
Wells Fargo Bank
Austin, TX
1

Martinez Business Loan Advice

Prior to reaching out to lenders to discuss getting a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show how you plan to pay the loan back to the lender.

A well-defined business plan is is critically important. If the loan is to for an existing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Our Gaebler.com site is all about helping small business owners, and we have a lot of information pertaining to to Raising Money. To learn more, one article that might be of interest to you is How Equity Dilution Works.

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