Loan Census Banking News and Information
March 28, 2024  
 
 
  Business Loan Information  
 

Lithonia, Georgia Small Business Loans

 
Loan Census SBA Loan Info

Looking for a Lithonia, Georgia small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

If you are hoping to get a small business loan and your business is based in Lithonia, Georgia, we've assembled a list of local small business banks that you should contact.

Local Lithonia Lenders

To assist you in finding a small business banker, here's our list of small business banks in Lithonia.

Small Business Bank Recent SBA Loans
Atm Connection LLC  
Bank Of America  
Decatur First Bank  
Peoples Bank  

Banks that Lend to Lithonia Businesses

This is a list of banks outside of Lithonia, Georgia that have provided SBA loans to Lithonia businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Banco Popular North America
Altamonte Springs, FL
1
Bank Of America
Charlotte, NC
63
Bank Of North Georgia
Covington, GA
1
Branch Bank & Trust
Covington, GA
2
Branch Bank & Trust
Dunwoody, GA
2
Business Loan Center, LLC
New York, NY
1
Business Loan Center, LLC
Panama City Beach, FL
5
Business Loan Center, LLC
Richmond, VA
1
California Bank & Trust
Sacramento, CA
2
Capital One
Mclean, VA
3
Capital One Bank (usa)
Glen Allen, VA
1
Center Bank
Los Angeles, CA
1
Cit Small Business Lending Corp
Livingston, NJ
10
Citizens Trust Bank
Atlanta, GA
10
Colony Bank Southeast
Douglas, GA
1
Comerica Bank
Dallas, TX
1
Community W. Bank
Goleta, CA
2
Compass Bank
Birmingham, AL
2
Cornerstonebank
Atlanta, GA
2
Darby Bank & Trust
Vidalia, GA
1
First Cherokee State Bank
Woodstock, GA
1
Georgia State Bank
Kennesaw, GA
1
Haven Trust Bank
Duluth, GA
1
Innovative Bank
Oakland, CA
28
Newtek Small Business Finance Inc.
New York, NY
1
Omni National Bank
Atlanta, GA
1
Rbc Centura Bank
Atlanta, GA
2
Regions Bank
Atlanta, GA
1
Regions Bank
Birmingham, AL
2
Sunrise Bank Of Atlanta
Atlanta, GA
2
United Central Bank
Garland, TX
1
United Commercial Bank
Atlanta, GA
2
Wachovia Bank
Birmingham, AL
1
Wachovia SBA Lending, Inc.
Roseville, CA
1
Washington Mutual Bank
Henderson, NV
18
Wilshire State Bank
Los Angeles, CA
1

Lithonia Bank Loan Tips

As a prerequisite to meeting with banks to get a bank loan, you will need to have a specific plan.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you plan to pay the money back to the bank.

Being able to present a well-written business plan is essential. If the money is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, the bank may ask you to to pledge your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks are SBA lenders. Prior to visiting local banks, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are new to our Gaebler.com site, you should know that we are all about providing advice to entrepreneurs, and we have a lot of useful articles about to Raising Money. If you want to learn about raising money, we recommend you read Attracting Investors.

Business Loan Sources for Other Cities in Georgia
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Get a Business Loan in Loganville

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