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April 19, 2024 |
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| Home > Small Business Lenders by State > Louisiana Banks > Lake Charles, Louisiana Bank Loans | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Business Loan Lake Charles, Louisiana |
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Looking for a Lake Charles, Louisiana small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you. We wrote this article for small business proprietors in Lake Charles, Louisiana who are interested in getting a bank loan. Local Lake Charles Lending Resources To assist you in finding a small business banker, here's our list of small business banks in Lake Charles.
Banks that Lend to Lake Charles Businesses This is a list of banks outside of Lake Charles, Louisiana that have provided SBA loans to Lake Charles businesses. Some of these may be national banks with local branch locations.
Tips for Getting a Business Loan in Lake Charles Before contacting lenders to discuss getting a bank loan, you will need to determine exactly what size loan you will be asking for. You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the loan back to the lender. Having a business plan is an important prerequisite. If the money is to for an existing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections. If the business has few assets, you will likely be asked to secure the business with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker. Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you. Gaebler.com Advice on Raising Money If you are serious about Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review Business Cash Advances. Get a Business Loan in Lafayette Get a Business Loan in Lake Providence Browse All Business Loan Sources for Louisiana
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