Loan Census Banking News and Information
March 29, 2024  
 
 
  Business Loan Information  
 

Kingsville, Texas Business Loan

 
Loan Census SBA Loan Info

I need a loan for my business in Kingsville, Texas! If that's what's on your mind, you've come to the right place.

These materials were prepared for entrepreneurs in Kingsville, Texas who are interested in getting a small business loan.

Local Kingsville Business Lenders

Without further adieu, here's our list of small business banks in Kingsville.

Small Business Bank Recent SBA Loans
Bank of America - Branch Location- Kingsville  
Kleberg 1st National Bank - Kingsvil 3

Lenders for Kingsville Businesses

This is a list of banks outside of Kingsville, Texas that have provided SBA loans to Kingsville businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Amer Bank
Corpus Christi, TX
1
Business Loan Center, LLC
New York, NY
1
Business Loan Center, LLC
Panama City Beach, FL
1
Capital One
Mclean, VA
2
Citicapital Small Business Finance
Irving, TX
1
First Community Bank
Corpus Christi, TX
4
Jpmorgan Chase Bank
Houston, TX
1
Superior Financial Group, LLC
Walnut Creek, CA
1
Temecula Valley Bank
Temecula, CA
1
Texas First Bank Santa Fe
Santa Fe, TX
1
Wells Fargo Bank
San Jose, CA
2

Kingsville Business Loan Advice

Before contacting lenders for a loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show how you intend to to pay the loan back to the lender.

A well-defined business plan is an important prerequisite. If the bank loan is to for a going concern, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Our Gaebler.com site is deeply committed to assisting small business owners, and we have a lot of resources related to to Raising Money. If you want to learn about raising money, we would suggest you read Getting a Small Business Loan.

More Business Loan Info for Texas
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Get a Business Loan in Kyle

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