Loan Census Banking News and Information
March 29, 2024  
 
 
  Business Loan Information  
 

Kingston, Pennsylvania Small Business Loans

 
Loan Census SBA Loan Info

Raising money in Kingston, Pennsylvania? If so, you'll want to talk to some of these small business lenders in Kingston.

If you are planning on applying for a small business loan and your business is based in Kingston, Pennsylvania, we've assembled a list of local small business banks that you should contact.

Local Kingston Lenders

To help you learn more about local small business lenders, here's our list of small business banks in Kingston.

Small Business Bank Recent SBA Loans
Action Capital Mortgage  
All About Bags and More  
Citizens Bank - Offices- Forty-Fort- Main Office  
Citizens Bank - Offices- Kingston- Main Office  
Citizens Bank-Kingston  
Fidelity Deposit & Discount - Branches  
Fidelity Deposit & Discount Bank  
First Liberty Bank & Trust  
First National Community Bank  
National Penn Bank 1

Other Lending Resources for Kingston Businesses

This is a list of banks outside of Kingston, Pennsylvania that have provided SBA loans to Kingston businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
1
Business Loan Center, LLC
Richmond, VA
1
Capital One
Mclean, VA
1
Capital One Bank (usa)
Glen Allen, VA
1
First Lib Bank & Trust A Divisio
Edwardsville, PA
1
First National Commun Bancorp Inc.
Dunmore, PA
1
First National Community Bank
Dunmore, PA
1
Innovative Bank
Oakland, CA
1
Manufacturers & Traders Trust
Amherst, NY
3
Manufacturers & Traders Trust
Buffalo, NY
2
Pennstar Bank, A Division Of
Scranton, PA
1
Pnc Bank, National Association
Philadelphia, PA
3
Rbs Citizens
Providence, RI
9

Kingston Bank Loan Tips

Prior to contacting lenders to get a bank loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you intend to to pay the loan back to the lender.

A well-defined business plan is an important prerequisite. If the money is to for an existing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before you sit down to talk with a small business banker, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review Business Credit Evaluation.

Business Loan Sources for Other Cities in Pennsylvania
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