Loan Census Banking News and Information
March 28, 2024  
 
 
  Business Loan Information  
 

Small Business Lenders in Johnstown, Colorado

 
Loan Census SBA Loan Info

Small business loans in Johnstown, Colorado are available. You just need to talk to the right bank.

If you are hoping to get a small business loan and your business is based in Johnstown, Colorado, we've assembled a list of local small business banks that you should contact.

Local Johnstown Lending Resources

To assist you in finding a small business banker, here's our list of small business banks in Johnstown.

Small Business Bank Recent SBA Loans
Colorado Community Bank  

Lenders for Johnstown Businesses

This is a list of banks outside of Johnstown, Colorado that have provided SBA loans to Johnstown businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Capital One
Mclean, VA
1
First Community Bank
Taos, NM
2
Jpmorgan Chase Bank
Houston, TX
3
Superior Financial Group, LLC
Walnut Creek, CA
1
U.S. Bank National Association
Cincinnati, OH
2
United Bank
Osseo, WI
1
Wells Fargo Bank
San Jose, CA
1

Business Loan Advice for Johnstown Businesses

As a prerequisite to contacting lenders to get a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show your ability to pay the money back to the lender.

Being able to present a well-written business plan is is critically important. If the bank loan is to for a company that is already doing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to secure the business with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks are SBA lenders. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Take the time to learn as much as you can about Raising Money. For starters, we recommend you read How Much Venture Capital Is There?.

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