Loan Census Banking News and Information
December 15, 2018  
 
 
  Business Loan Information  
 

Houston, Texas Small Business Loans

 
Loan Census SBA Loan Info

I need a loan for my business in Houston, Texas! If that's what's on your mind, you've come to the right place.

If you are planning on applying for a small business loan and your business is based in Houston, Texas, we've assembled a list of local small business banks that you should contact.

Local Houston Lenders

Without further adieu, here's our list of small business banks in Houston.

Small Business Bank Recent SBA Loans
1st Choice Bank 37
A T M Link Inc  
AAA ATM Inc  
ABN AMRO Bank NV  
Access ATM  
Access Cash International  
Aclaro Softworks  
Advance Designs  
Aims ATM  
All Type Mortgage  
Allied Mortgage  
Amegy Bank 151
American Bank  
American Deposit Services Inc  
American First National Bank  
American Habilitation Services Inc  
Aquila Bancorporation Inc  
ATM Services  
Banc Of America Investment Services- Inc  
Banco Popular N A  
Banco Popular North America 29
Bancomercio de El Salvador  
Bancshares Leasing Inc  
Bank - Texas 7
Bank Of America  
Bank Of Houston 1
Bank of Scotland  
Bank of Texas Mortgage Group  
Bank of Texas NA  
Bank of Tokyo-Mitsubishi Limited  
Bank One  
Bantek West Inc  
BEAL Bank  
Benchmark Equities  
Bluebonnet Savings Bank  
BNP Paribas Houston Agency  
Bokf Equipment Financing Inc AFD WTH BNK of TXS NA  
Capital Bank 5
Capital One 4
Central Bank Houston Texas  
Chasewood Bank  
Chevrontexaco Credit Union  
Citibank Texas  
Citigroup  
City Cuts  
Citywide Financial Services- Inc.  
Comerica Bank 617
Comerica Bank-texas 2
Comerica Leasing Corporation  
Commercebank N A  
Community State Bank  
Compass Bank  
Enterprise Bank 6
First International Bank 1
Franklin Bank S.s.b. 27
Golden Bank 4
Houston Commun Bank 2
Independence Bank 3
Jpmorgan Chase Bank 24,412
Lone Star Bank 7
Mercantil Commercebank National As 5
Metrobank 392
Omnibank, National Association 109
Patriot Bank 1
Prosperity Bank 17
Regions Bank 1
Small Business Loan Source LLC 634
Southwestern National Bank 7
Sterling Bancshares, Inc. 4
Sterling Bank 401
Texas One Community Cu 1
Texas State Bank 2
The Frost National Bank 9
Trustmark National Bank 91
United Central Bank 73
Unity National Bank Of Houston 5
Wachovia Bank 1
Wallis State Bank 4
Washington Mutual Bank 21
Wells Fargo Bank 29
Whitney National Bank 1
Woodforest National Bank 345

Business Loan Providers for Houston Businesses

This is a list of banks outside of Houston, Texas that have provided SBA loans to Houston businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st Choice Bank
South Houston, TX
1
1st Source Bank
South Bend, IN
1
Amegy Bank
Kingwood, TX
21
Amegy Bank
League City, TX
2
Amegy Bank
Spring, TX
4
Amegy Bank
Tomball, TX
2
Amer Business Lending Inc.
Dallas, TX
10
Amer Express Centurion Bk
Salt Lake City, UT
3
Amresco SBA Holdings, Inc.
Irving, TX
4
Banco Popular North America
New York City, NY
193
Bank - America California
Rancho Cordova, CA
2
Bank Of America
Charlotte, NC
689
Bank Of The West
San Francisco, CA
3
Bank Of The West
Truckee, CA
1
Borrego Springs Bank
Borrego Springs, CA
2
Borrego Springs Bank
La Mesa, CA
1
Branch Bank & Trust
Atlanta, GA
2
Branch Bank & Trust
Winston Salem, NC
4
Business Lenders, LLC
Hartford, CT
2
Business Loan Center, LLC
Dallas, TX
1
Business Loan Center, LLC
New York, NY
85
Business Loan Center, LLC
Panama City Beach, FL
57
Business Loan Center, LLC
Richmond, VA
14
Capital One
Jefferson, LA
1
Capital One
Mclean, VA
202
Capital One Bank (usa)
Glen Allen, VA
8
Cathay Bank
Los Angeles, CA
3
Celtic Bank Corporation
Salt Lake City, UT
1
Cit Small Business Lending Corp
Golden, CO
3
Cit Small Business Lending Corp
Livingston, NJ
105
Citibank
Las Vegas, NV
3
Citibank
San Francisco, CA
1
Citicapital Small Business Finance
Irving, TX
1
Comerica Bank
Dallas, TX
48
Community So. Bank D.b.a Commun
Parsons, TN
4
Compass Bank
Birmingham, AL
200
Compass Bank
Dallas, TX
2
East West Bank
Pasadena, CA
1
Excel National Bank
Beverly Hills, CA
1
Fidelity Bank
Norcross, GA
1
First Bank
Creve Coeur, MO
54
First Choice Bank
Geneva, IL
1
First Financial Bank
Nacogdoches, TX
1
First International Bank
Plano, TX
3
First National Bank Of Alvin
Alvin, TX
1
First National Bank Of Arizona
Scottsdale, AZ
15
First State Bank Central Texas
Austin, TX
1
First Western Sblc, Inc
Dallas, TX
2
Ge Cap. Small Business Finan Corp
St. Louis, MO
19
Hanmi Bank
Los Angeles, CA
1
Houston Commun Bank
Sugar Land, TX
5
Independence Bank
East Greenwich, RI
4
Innovative Bank
Oakland, CA
1,044
Jpmorgan Chase Bank
Chicago, IL
1
Klein Bancshares, Inc
Spring, TX
1
Lehman Brothers Bank, FSB
Boston, MA
5
Lehman Brothers Bank, FSB
Wilmington, DE
3
Magnet Bank
Salt Lake City, UT
1
Mainstreet Lender 7(a), LLC
Chevy Chase, MD
4
Merrill Lynch Bank Usa
Salt Lake City, UT
3
Midfirst Bank
Oklahoma City, OK
1
Millennium State Bank Of Texas
Dallas, TX
13
Mountain 1st Bank & Trust
Hendersonville, NC
1
Nara Bank
Los Angeles, CA
1
Natl Consumer Cooperative
Washington, DC
1
Newtek Small Business Finance Inc.
New York, NY
19
Pacific City Bank
Los Angeles, CA
3
Peoples State Bank
Shepherd, TX
1
Pnc Bank, National Association
Philadelphia, PA
6
Pnc Bank, National Association
Pittsburgh, PA
15
Preston National Bank
Dallas, TX
1
Prosper Bank
Prosper, TX
3
Prosperity Bank
Austin, TX
2
Prosperity Bank
Bellaire, TX
1
Prosperity Bank
Bryan, TX
1
Prosperity Bank
El Campo, TX
2
Prosperity Bank
La Grange, TX
1
Randolph-brooks Fcu
Universal City, TX
1
Regions Bank
Atlanta, GA
1
Regions Bank
Birmingham, AL
2
Regions Bank
Memphis, TN
3
Regions Bank
Montgomery, AL
19
Regions Bank
Tomball, TX
1
Southwest Bank
Fort Worth, TX
11
Southwest Bank Of St. Louis
Saint Louis, MO
1
Stearns Bank
Saint Cloud, MN
3
Sterling Bank
Humble, TX
55
Sunrise Bank Of Arizona
Phoenix, AZ
1
Superior Financial Group, LLC
Walnut Creek, CA
19
Temecula Valley Bank
Temecula, CA
19
Texas First Bank Santa Fe
Friendswood, TX
4
Texas First Bank Santa Fe
Santa Fe, TX
12
Texas State Bank
Mcallen, TX
1
The Frost National Bank
Missouri City, TX
1
The Frost National Bank
San Antonio, TX
83
The Huntington National Bank
Columbus, OH
2
The Laredo National Bank
Laredo, TX
8
Transamerica Small Business Capita
Greenville, SC
2
Trustmark National Bank
Brandon, MS
13
Trustmark National Bank
Jackson, MS
17
Trustmark National Bank
Pasadena, TX
1
U.S. Bank National Association
Cincinnati, OH
14
United Central Bank
Garland, TX
110
United Western Bank
Denver, CO
1
Unity National Bank Of Houston
Missouri City, TX
2
Ups Capital Business Credit
Windsor, CT
4
Vst Financial Services, Inc
Atlanta, GA
1
Wachovia Bank
Atlanta, GA
1
Wachovia Bank
Birmingham, AL
3
Wachovia Bank
Charlotte, NC
13
Wachovia Bank
La Porte, TX
11
Wachovia SBA Lending, Inc.
Roseville, CA
37
Wallis State Bank
San Antonio, TX
1
Wallis State Bank
Stafford, TX
1
Wallis State Bank
Wallis, TX
1
Washington Mutual Bank
Henderson, NV
249
Washington Mutual Bank
Salt Lake City, UT
1
Wells Fargo Bank
Austin, TX
104
Wells Fargo Bank
Battle Mountain, NV
1
Wells Fargo Bank
Denton, TX
2
Wells Fargo Bank
Missouri City, TX
2
Wells Fargo Bank
San Antonio, TX
17
Wells Fargo Bank
San Jose, CA
288
Wells Fargo Bank
Sioux Falls, SD
56
Wescom Central Cu
San Diego, CA
1
West Texas National Bank
Midland, TX
1
Whitney National Bank
Jefferson, LA
1
Whitney National Bank
New Orleans, LA
9
Wilshire State Bank
Los Angeles, CA
4
Woodforest National Bank
The Woodlands, TX
16

Houston Bank Loan Tips

As a prerequisite to reaching out to banks to get a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, describe what the money will finance, and show how you plan to pay the loan back to the bank.

A well-defined business plan is is critically important. If the money is to for a going concern, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Make the effort and learn as much as you can about Raising Money. For starters, we recommend you read Choosing VC Firms.

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