Loan Census Banking News and Information
March 29, 2024  
 
 
  Business Loan Information  
 

Grants Pass, Oregon Small Business Loans

 
Loan Census SBA Loan Info

Looking for a Grants Pass, Oregon small business loan? We were annoyed by how hard it was to find city-specific small business lenders so we created this page just for you.

If you are planning on applying for a small business loan and your business is based in Grants Pass, Oregon, we've put together a list of local small business banks that you should contact.

Local Grants Pass Business Loan Sources

Without further adieu, here's our list of small business banks in Grants Pass.

Small Business Bank Recent SBA Loans
Bank Of America  
Bank of Cascades  
Evergreen Federal Bank  
Home Valley Bank - Parkway Office  
Keybank - Keycenters- Williams Plaza  
Libertybank  
Premierwest Bank - Grants Pass  
Premierwest Bank - Mortgage Division- Grants Pass  
Sterling Savings Bank - Grants Pass  
U S Bank  
Umpqua Bank - Grants Pass  
Washington Mutual Bank  
Washington Mutual-Financial Center  
Wells Fargo Home Mortgage  
Wells Fargo Reverse Mortgage Department  

Business Loan Providers for Grants Pass Businesses

This is a list of banks outside of Grants Pass, Oregon that have provided SBA loans to Grants Pass businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
7
Capital One
Mclean, VA
9
Cit Small Business Lending Corp
Golden, CO
1
Cit Small Business Lending Corp
Livingston, NJ
5
Community So. Bank D.b.a Commun
Parsons, TN
1
Innovative Bank
Oakland, CA
1
Keybank National Association
Cleveland, OH
5
Keybank National Association
Eugene, OR
1
Pacific Continental Bank
Eugene, OR
1
People's Bank Of Commerce
Medford, OR
6
Premier Valley Bank
Fresno, CA
1
Superior Financial Group, LLC
Walnut Creek, CA
2
U.S. Bank National Association
Cincinnati, OH
20
Umpqua Bank
Eureka, CA
1
Umpqua Bank
Roseburg, OR
6
Wachovia SBA Lending, Inc.
Roseville, CA
2
Washington Mutual Bank
Henderson, NV
1
Wells Fargo Bank
San Jose, CA
7

Grants Pass Bank Loan Tips

As a prerequisite to contacting lenders to get a bank loan, you will need to have a specific plan.

You need to be able to clearly explain your business, explain how much you want to borrow, define how the money will be used, and show how you intend to to pay the loan back to the lender.

Being able to present a well-written business plan is an important prerequisite. If the financing is to for a company that is already doing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, the bank may ask you to to secure the business with your personal assets, such as the equity in your home. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Before meeting with the banker, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Make the effort and learn as much as you can about Raising Money. To get started, we recommend you read How Much Venture Capital Is There?.

Business Loan Sources for Other Cities in Oregon
Get a Business Loan in Gladstone
Get a Business Loan in Gresham

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