Loan Census Banking News and Information
September 20, 2019  
 
 
  Business Loan Information  
 

Girard, Ohio Business Loan

 
Loan Census SBA Loan Info

I need a loan for my business in Girard, Ohio! If that's what's on your mind, you've come to the right place.

These materials were prepared for entrepreneurs in Girard, Ohio who are interested in getting a bank loan.

Local Girard Lenders

To assist you in finding a small business banker, here's our list of small business banks in Girard.

Small Business Bank Recent SBA Loans
Automatic Bankcard Services LLC  
Bank One - - Banking Centers- Girard Office  
Charter One Bank - Branch Locations- Girard  
Farmers National Bank - Mineral Ridge  

Banks that Lend to Girard Businesses

This is a list of banks outside of Girard, Ohio that have provided SBA loans to Girard businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Home Savings & Loan Co - Youn
Youngstown, OH
1
Banco Popular North America
New York City, NY
2
Capital One
Mclean, VA
2
Cortland Savings & Bank Co.
Cortland, OH
2
Jpmorgan Chase Bank
Chicago, IL
2
Jpmorgan Chase Bank
Houston, TX
2
Keybank National Association
Cleveland, OH
3
National City Bank
Cleveland, OH
4
Rbs Citizens
Providence, RI
9
Seven Seventeen Cu Inc
Warren, OH
1
The Huntington National Bank
Salineville, OH
2
The Huntington National Bank
Warren, OH
1
The Huntington National Bank
Youngstown, OH
1
U.S. Bank National Association
Cincinnati, OH
1
Wells Fargo Bank
Sioux Falls, SD
2

Girard Business Loan Advice

Before reaching out to lenders for a loan, you will need to develop the specifics of your loan request.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, describe what the money will finance, and show how you intend to to pay the money back to the lender.

A well-defined business plan is is critically important. If the capital is to for an existing business, you should also have financial statements covering the last three years. You will also need to discuss what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Take the time to learn as much as you can about Raising Money. For starters, we recommend you read Attracting Investors.

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