Loan Census Banking News and Information
March 29, 2024  
 
 
  Business Loan Information  
 

Gibbon, Nebraska Business Loan

 
Loan Census SBA Loan Info

Small business loans in Gibbon, Nebraska are available. You just need to talk to the right bank.

These materials were prepared for small business owners in Gibbon, Nebraska who are interested in getting debt financing.

Local Gibbon Lending Resources

To help you learn more about local small business lenders, here's our list of small business banks in Gibbon.

Small Business Bank Recent SBA Loans
Exchange Bank 1

Business Loan Providers for Gibbon Businesses

This is a list of banks outside of Gibbon, Nebraska that have provided SBA loans to Gibbon businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Heritage Bank
Wood River, NE
1
Platte Valley St. Bank & Trust
Kearney, NE
1
Town & Country Bank
Ravenna, NE
1
Wells Fargo Bank
San Jose, CA
1

Gibbon Business Loan Advice

Prior to reaching out to banks for a loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you plan to pay the loan back to the bank.

Being able to present a well-written business plan is an important prerequisite. If the financing is to for a company that is already doing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to to guarantee the loan with your personal assets, such as your individual retirement account or pension plan. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks are SBA lenders. Before you sit down to talk with a small business banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Invest the time to learn as much as you can about Raising Money. To get started, we recommend you read Business Line of Credit.

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