Loan Census Banking News and Information
December 1, 2020  
 
 
  Business Loan Information  
 

Garland, Texas Business Loan

 
Loan Census SBA Loan Info

Raising money in Garland, Texas? If so, you'll want to talk to some of these small business lenders in Garland.

These materials were prepared for entrepreneurs in Garland, Texas who are interested in getting a bank loan.

Local Garland Business Loan Sources

To assist you in finding a small business banker, here's our list of small business banks in Garland.

Small Business Bank Recent SBA Loans
ATM dealer.com  
Bank of America  
Bank One  
Carltons Car Care  
Check Savers Inc  
Citibank 15
City Bank  
Colonial Savings - Metroplex Branches  
Compass Bank - Area Banking Location  
Inwood National Bank 2
United Central Bank 999

SBA Lenders for Garland Businesses

This is a list of banks outside of Garland, Texas that have provided SBA loans to Garland businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Amegy Bank
Kingwood, TX
2
Amer Business Lending Inc.
Dallas, TX
3
Amer National Bank - Texas
Fort Worth, TX
2
Amer National Bank - Texas
Rockwall, TX
1
Amer National Bank - Texas
Terrell, TX
3
American Bank Of Texas
Sherman, TX
1
Banco Popular North America
Houston, TX
1
Banco Popular North America
New York City, NY
7
Bank - Texas
Dallas, TX
1
Bank Of America
Charlotte, NC
65
Bank Of The West
Grapevine, TX
1
Business Loan Center, LLC
New York, NY
9
Business Loan Center, LLC
Richmond, VA
3
Capital One
Mclean, VA
16
Cit Small Business Lending Corp
Livingston, NJ
7
Citibank
Dallas, TX
3
Citibank
Las Vegas, NV
4
Citicapital Small Business Finance
Irving, TX
1
Citizens National Bank - Texas
Waxahachie, TX
2
Colonial Savings, F.a.
Fort Worth, TX
1
Comerica Bank
Dallas, TX
8
Comerica Bank
Houston, TX
7
Community Bank
Granbury, TX
9
Community So. Bank D.b.a Commun
Parsons, TN
1
Compass Bank
Birmingham, AL
16
Compass Bank
Dallas, TX
2
Fidelity Bank
Plano, TX
1
First Bank Of Canyon Creek
Richardson, TX
1
First National Bank Of Arizona
Scottsdale, AZ
3
First United Bank & Trust
Krum, TX
1
Ge Cap. Small Business Finan Corp
St. Louis, MO
4
Grand Bank Of Texas
Grand Prairie, TX
1
Innovative Bank
Oakland, CA
30
Inwood National Bank
Duncanville, TX
1
Jefferson Bank
Dallas, TX
1
Jpmorgan Chase Bank
Houston, TX
101
Lehman Brothers Bank, FSB
Boston, MA
1
Lehman Brothers Bank, FSB
Wilmington, DE
1
Mainstreet Lender 7(a), LLC
Chevy Chase, MD
1
Mb Finan Bank
Chicago, IL
1
Merrill Lynch Bank Usa
Salt Lake City, UT
1
Metrobank
Houston, TX
3
Millennium State Bank Of Texas
Dallas, TX
9
Nara Bank
Los Angeles, CA
6
Nexbank, SSB
Dallas, TX
1
Pnc Bank, National Association
Pittsburgh, PA
2
Prosper Bank
Prosper, TX
1
Prosperity Bank
El Campo, TX
1
Regions Bank
Montgomery, AL
1
Small Business Loan Source LLC
Houston, TX
3
Southwest Bank
Fort Worth, TX
2
Southwest Securities, FSB
Arlington, TX
2
State Bank Of Texas
Irving, TX
2
Sterling Bank
Houston, TX
2
Trustmark National Bank
Brandon, MS
2
Trustmark National Bank
Jackson, MS
1
U.S. Bank National Association
Cincinnati, OH
2
United Community Bank
Highland Village, TX
1
Ups Capital Business Credit
Windsor, CT
3
Wachovia Bank
Birmingham, AL
1
Wachovia Bank
Charlotte, NC
1
Wachovia Bank
Dallas, TX
2
Wachovia Bank
Irving, TX
1
Wachovia SBA Lending, Inc.
Roseville, CA
9
Washington Mutual Bank
Henderson, NV
14
Wells Fargo Bank
Austin, TX
6
Wells Fargo Bank
San Jose, CA
20
Wells Fargo Bank
Sioux Falls, SD
4
Wilshire State Bank
Los Angeles, CA
8
Woodforest National Bank
Houston, TX
3

Garland Business Loan Advice

Before meeting with banks to discuss getting a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, define how the money will be used, and show your ability to pay the money back to the bank.

A well-defined business plan is essential. If the money is to for a company that is already doing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which you cannot repay the loan.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will look at your personal credit report in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to read up on on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Our Gaebler.com site is all about supporting entrepreneurs, and we have a lot of useful articles about to Raising Money. If you want to learn about raising money, one article that might be of interest to you is Business Cash Advances.

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