Business Loan Fountain Hills, Arizona

Raising money in Fountain Hills, Arizona? If so, you'll want to talk to some of these small business lenders in Fountain Hills.

This article is written specifically for small business owners in Fountain Hills, Arizona who are interested in getting a small business loan.

Local Fountain Hills Banks

To assist you in finding a small business banker, here's our list of small business banks in Fountain Hills.

Small Business Bank	Recent SBA Loans
Bank Of America
Meridian Bank - Branches
Meridian Bank N A
National City Mortgage
State Farm Bank
Washington Federal Savings - Fountain Hills
Washington Mutual

Lenders for Fountain Hills Businesses

This is a list of banks outside of Fountain Hills, Arizona that have provided SBA loans to Fountain Hills businesses. Some of these may be national banks with local branch locations.

Small Business Bank	Recent SBA Loans
Alliance Bank Culver City, CA	1
Bank Of America Charlotte, NC	9
Bank Of The West Salt Lake City, UT	1
Bank Of The West Truckee, CA	1
Business Lenders, LLC Hartford, CT	1
California Bank & Trust Sacramento, CA	1
Capital One Mclean, VA	4
Cit Small Business Lending Corp Livingston, NJ	5
Comerica Bank Dallas, TX	4
Community Bank Of Arizona Phoenix, AZ	1
Compass Bank Birmingham, AL	5
Copper Star Bank Scottsdale, AZ	4
Desert Hills Bank Phoenix, AZ	1
First National Bank Of Arizona Scottsdale, AZ	1
Jpmorgan Chase Bank Houston, TX	9
M&i Marshall & Ilsley Bank Milwaukee, WI	4
National Bank Of Arizona Phoenix, AZ	1
Pacific Cap. Bank Santa Barbara, CA	1
Stearns Bank Arizona Scottsdale, AZ	1
Sterling Savings Bank Santa Rosa, CA	2
Sunrise Bank Of Arizona Phoenix, AZ	1
U.S. Bank National Association Cincinnati, OH	1
Wachovia SBA Lending, Inc. Roseville, CA	1
Washington Mutual Bank Henderson, NV	2
Wells Fargo Bank Phoenix, AZ	5
Wells Fargo Bank San Jose, CA	3
Wells Fargo Bank Sioux Falls, SD	1

Tips for Getting a Business Loan in Fountain Hills

As a prerequisite to meeting with lenders to get a bank loan, you will need to develop the specifics of your loan request.

You need to be able to clearly introduce your business to the banker, explain how much you want to borrow, define how the money will be used, and show how you intend to to pay the money back to the lender.

Being able to present a well-written business plan is is critically important. If the bank loan is to for a company that is already doing business, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, the bank may ask you to to to guarantee the loan with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks are SBA lenders. Before meeting with the banker, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

If you are new to our Gaebler.com site, you should know that we are dedicated to helping entrepreneurs, and we have a lot of resources related to to Raising Money. For example, one article that might be of interest to you is Investor Turnoffs.

Business Loan Sources for Other Cities in Arizona
Get a Business Loan in Florence
Get a Business Loan in Gilbert

Browse All Business Loan Sources for Arizona