Loan Census Banking News and Information
September 3, 2014  
 
 
  Business Loan Information  
 

Eugene, Oregon Business Loan

 
Loan Census SBA Loan Info

Raising money in Eugene, Oregon? If so, you'll want to talk to some of these small business lenders in Eugene.

We wrote this article for small business proprietors in Eugene, Oregon who are interested in getting a bank loan.

Local Eugene Business Lenders

To assist you in finding a small business banker, here's our list of small business banks in Eugene.

Small Business Bank Recent SBA Loans
Bank Of America  
Century Bank  
Keybank - Keycenters- 11th & Conger  
Keybank - Keycenters- 30th & Hilyard  
Keybank - Keycenters- Coburg Road  
Keybank - Keycenters- Eugene  
Keybank - Keycenters- Harrisburg  
Keybank - Keycenters- River Road  
Keybank - Keycenters- Springfield  
Keybank National Association 1
Klamath First  
Liberty Bank  
Liberty Federal Bank  
Libertybank 38
Northwest Community Credit Union  
Northwest Funding  
Pacific Continental Bank 339
Siuslaw Bank 7
Siuslaw Mortgage  
Sterling Savings Bank  
Suislaw Valley Bank  
Summit Bank 7
U S Bank - Business Banking  
U S Bank - Commercial Banking  
U S Bank - Subsidiaries & Divisions- Investment  
U S Bank Center - Building Engineer  
Umpqua Bank 43
Washington Federal Savings  
Washington Mutual  
Wells Fargo Bank  
Wells Fargo Home Mortgage  
Wellsfargo  
West Coast Bank  

Banks that Lend to Eugene Businesses

This is a list of banks outside of Eugene, Oregon that have provided SBA loans to Eugene businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
Bank Of America
Charlotte, NC
11
Branch Bank & Trust
Winston Salem, NC
1
Business Loan Center, LLC
Richmond, VA
1
California Bank & Trust
Sacramento, CA
1
Capital One
Mclean, VA
20
Capital One Bank (usa)
Glen Allen, VA
1
Cit Small Business Lending Corp
Livingston, NJ
9
Comerica Bank
Dallas, TX
2
Community W. Bank
Goleta, CA
1
Irwin Franchise Cap. Corp
Montvale, NJ
1
Keybank National Association
Cleveland, OH
7
Newtek Small Business Finance Inc.
New York, NY
1
Oregon Pacific Bank Co. D/b/a O
Florence, OR
2
Siuslaw Bank
Creswell, OR
4
Siuslaw Bank
Florence, OR
1
Siuslaw Bank
Springfield, OR
1
Superior Financial Group, LLC
Walnut Creek, CA
1
U.S. Bank National Association
Cincinnati, OH
45
Umpqua Bank
Roseburg, OR
11
Umpqua Bank
Springfield, OR
3
Washington Mutual Bank
Henderson, NV
4
Washington Mutual Bank
Medford, OR
3
Washington Mutual Bank
Salt Lake City, UT
2
Wells Fargo Bank
San Jose, CA
22
Wells Fargo Bank
Sioux Falls, SD
4
West Coast Bank
Lake Oswego, OR
4
West Coast Bank
Wilsonville, OR
1

Eugene Business Loan Advice

Prior to reaching out to lenders to discuss getting a bank loan, you will need to determine exactly what size loan you will be asking for.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you intend to to pay the loan back to the lender.

Having a business plan is an important prerequisite. If the bank loan is to for a going concern, you should also have financial statements covering the last three years. In addition, you should itemize what collateral you have available to guarantee the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to pledge your personal assets, such as stocks and bonds that you might own or life insurance policies. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of these banks participate in the financial assistance programs available through the SBA. Prior to visiting local banks, you may want to do your homework on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Gaebler.com is a site that is dedicated to providing advice to small business owners, and we have a lot of resources related to to Raising Money. For example, one article that might be of interest to you is Business Line of Credit.

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