Loan Census Banking News and Information
March 28, 2024  
 
 
  Business Loan Information  
 

Encinitas, California Small Business Loans

 
Loan Census SBA Loan Info

Small business loans in Encinitas, California are available. You just need to talk to the right bank.

If you are planning on applying for a small business loan and your business is based in Encinitas, California, we've assembled a list of local small business banks that you should contact.

Local Encinitas Lenders

Without further adieu, here's our list of small business banks in Encinitas.

Small Business Bank Recent SBA Loans
Bank Of America  
BD Nationwide Mortgage  
California Bank & Trust - Branch Offices- Encintas- Carlsbad Village Of  
Wells Fargo Bank 1

Banks that Lend to Encinitas Businesses

Be sure to speak with bankers outside of Encinitas, California. These banks, in the table below, have lent to other Encinitas small business owners. In some cases, these large banks may have local bankers you can speak with regarding small business loans.

Small Business Bank Recent SBA Loans
1st Pacific Bank Of California
San Diego, CA
1
1st Pacific Bank Of California
Solana Beach, CA
2
Banco Popular North America
New York City, NY
1
Bank Of America
Charlotte, NC
16
Borrego Springs Bank
Borrego Springs, CA
1
Business Loan Center, LLC
Panama City Beach, FL
4
California Bank & Trust
Sacramento, CA
1
California Bank & Trust
San Diego, CA
1
Capital One
Mclean, VA
10
Cit Small Business Lending Corp
Livingston, NJ
3
Citibank
San Francisco, CA
2
Citizens Business Bank
Burbank, CA
1
Comerica Bank
Dallas, TX
1
Community So. Bank D.b.a Commun
Parsons, TN
1
Community W. Bank
Goleta, CA
2
Discovery Bank
San Marcos, CA
1
First Bank
Chula Vista, CA
2
First National Bank - Southern Calif
San Marcos, CA
1
Hanmi Bank
Los Angeles, CA
2
Innovative Bank
Oakland, CA
2
Internatl City Bank
Long Beach, CA
1
Lehman Brothers Bank, FSB
Wilmington, DE
1
Pacific Cap. Bank
Santa Barbara, CA
1
Pacific Coast National Bank
San Clemente, CA
1
Pacific Western Bank
Carlsbad, CA
2
Pacific Western Bank
Escondido, CA
2
Pacific Western Bank
Rancho Santa Fe, CA
2
Pacific Western Bank
San Diego, CA
3
Spectrum Bank
Irvine, CA
2
Sunrise Bank Of Arizona
Phoenix, AZ
2
Temecula Valley Bank
Temecula, CA
2
U.S. Bank National Association
Cincinnati, OH
8
U.S. Bank National Association
La Jolla, CA
1
Union Bank Of California
San Francisco, CA
11
United Commercial Bank
San Francisco, CA
2
Vineyard Bank
Corona, CA
6
Washington Mutual Bank
Henderson, NV
3
Wells Fargo Bank
Auburn, CA
1
Wells Fargo Bank
Carlsbad, CA
26
Wells Fargo Bank
San Jose, CA
15
Wells Fargo Bank
Sioux Falls, SD
4

Encinitas Bank Loan Tips

Borrowing money is one of the most common sources of funding for a small business, but finding financing can be difficult.

Improve your odds by talking to as many banks as possible.

When getting a small business loan, you will find that some banks will not work with you and others will. Of those banks that will work with you, some will offer better loan terms than others.

By talking to all of the local banks in your area, and even reaching out to some of the national banks, you will be sure to get the best possible small business loan.

Remember, before contacting lenders, be sure to prepare your business profile, loan request details, collateral description, business financial statements and personal financial statements.

Gaebler.com Advice on Raising Money

If you are serious about Raising Money, you need to educate yourself. If you haven't read it already, we recommend you review Attracting Investors.

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