Loan Census Banking News and Information
September 27, 2020  
 
 
  Business Loan Information  
 

Small Business Lenders in Decatur, Georgia

 
Loan Census SBA Loan Info

Getting a business loan in Decatur, Georgia seems challenging at first, but we're here to help you get started.

If you are hoping to get a small business loan and your business is based in Decatur, Georgia, we've assembled a list of local small business banks that you should contact.

Local Decatur Banks

Without further adieu, here's our list of small business banks in Decatur.

Small Business Bank Recent SBA Loans
Access Cash International  
Bank Of America  
BB & T  
Citizens Trust  
Decatur First Bank 2
DFB Clairmont Place Office  
Fidelity Bank  
Haven Trust Bank 2
Suntrust Bank 1

SBA Lenders for Decatur Businesses

This is a list of banks outside of Decatur, Georgia that have provided SBA loans to Decatur businesses. Some of these may be national banks with local branch locations.

Small Business Bank Recent SBA Loans
1st National Bank - Barnesville
Barnesville, GA
1
Amer Express Centurion Bk
Salt Lake City, UT
1
Banco Popular North America
New York City, NY
1
Bank Of America
Charlotte, NC
96
Bank Of North Georgia
Alpharetta, GA
2
Bank Of North Georgia
Marietta, GA
2
Bank Of The West
San Francisco, CA
1
Bank Of The West
Truckee, CA
2
Borrego Springs Bank
Borrego Springs, CA
1
Branch Bank & Trust
Atlanta, GA
2
Branch Bank & Trust
Covington, GA
1
Branch Bank & Trust
Winston Salem, NC
9
Business Loan Center, LLC
New York, NY
2
Business Loan Center, LLC
Panama City Beach, FL
8
Business Loan Center, LLC
Richmond, VA
2
California Bank & Trust
Sacramento, CA
2
California Bank & Trust
San Diego, CA
1
Capital One
Mclean, VA
11
Capital One Bank (usa)
Glen Allen, VA
1
Cit Small Business Lending Corp
Livingston, NJ
8
Citizens Trust Bank
Atlanta, GA
10
Commerce Bank
Flemington, NJ
1
Community Bank & Trust
Cornelia, GA
2
Community W. Bank
Goleta, CA
2
Compass Bank
Birmingham, AL
1
Crescent Bank & Trust
Jasper, GA
1
Fidelity Bank
Atlanta, GA
3
Ge Cap. Small Business Finan Corp
St. Louis, MO
1
Haven Trust Bank
Duluth, GA
11
Innovative Bank
Oakland, CA
35
Lehman Brothers Bank, FSB
Wilmington, DE
2
Loans From Old Closed Lenders
Washington, DC
1
Merrill Lynch Bank Usa
Salt Lake City, UT
1
Metro City Bank
Doraville, GA
1
Mountain 1st Bank & Trust
Hendersonville, NC
1
Nara Bank
Los Angeles, CA
4
Ncb, FSB
Hillsboro, OH
1
Newtek Small Business Finance Inc.
New York, NY
1
Northwest Bank & Trust
Acworth, GA
1
Peoples State Bank & Trust
Baxley, GA
1
Quantum National Bank
Suwanee, GA
4
Rbc Centura Bank
Atlanta, GA
7
Regions Bank
Atlanta, GA
1
Regions Bank
Birmingham, AL
3
Saehan Bank
Los Angeles, CA
2
Signature Bank Of Georgia
Sandy Springs, GA
1
Small Business Loan Source LLC
Houston, TX
2
Sunrise Bank Of Atlanta
Atlanta, GA
2
Suntrust Bank
Atlanta, GA
2
Suntrust Bank
Richmond, VA
4
Superior Financial Group, LLC
Walnut Creek, CA
4
Temecula Valley Bank
Temecula, CA
1
The Buckhead Community Bank
Atlanta, GA
4
The Foster Bank
Chicago, IL
1
The Privatebank
Atlanta, GA
1
U.S. Bank National Association
Cincinnati, OH
2
United Central Bank
Garland, TX
1
United Commercial Bank
Atlanta, GA
8
United Community Bank
Blairsville, GA
1
United Community Bank
Marietta, GA
1
Wachovia Bank
Birmingham, AL
1
Wachovia Bank
Charlotte, NC
3
Wachovia Bank
Winston Salem, NC
5
Wachovia SBA Lending, Inc.
Roseville, CA
2
Washington Mutual Bank
Henderson, NV
21
Wells Fargo Bank
San Jose, CA
1
Wells Fargo Bank
Sioux Falls, SD
1
Wilshire State Bank
Los Angeles, CA
1

Business Loan Advice for Decatur Businesses

Prior to contacting banks for a loan, you will need to develop the specifics of your loan request.

You need to be able to clearly explain your business, explain how much you want to borrow, walk the banker through the planned use of proceeds, and show how you intend to to pay the loan back to the bank.

Being able to present a well-written business plan is essential. If the capital is to for a company that is already doing business, you should also have financial statements covering the last three years. Bankers will also want to know what collateral you have available to secure the loan. Collateral is relevant because banks always want to be prepared for a worst-case scenario in which cash flow from the business does not meet your projections.

If the business has few assets, you will likely be asked to secure the business with your personal assets, such as your individual retirement account or pension plan. The banks will check on your personal credit history in any case, so hopefully you have good credit history -- you may want to get a copy of your credit history prior to meeting with the banker.

Many of the banks in our list are SBA lenders. Before meeting with the banker, you may want to get up to speed on SBA loans programs to see if you qualify. SBA 7(a) loans, SBA 504 loans and SBA disaster assistance loans may be available to you.

Gaebler.com Advice on Raising Money

Our Gaebler.com site is devoted to providing advice to entrepreneurs, and we have a lot of resources related to to Raising Money. For example, one article that might be of interest to you is 504 Loans.

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